ICBC Reports Record RMB6.70 Trillion Green Loan Book and Accelerates Digital, Inclusive Finance Push

Bulletin Express03-27

Industrial and Commercial Bank of China Limited (ICBC) released its 2025 Sustainability Report, highlighting a year-end green loan balance of RMB6.70 trillion—up more than RMB1 trillion on the year and the largest in the domestic market.

Net profit rose to RMB370.77 billion on operating income of RMB801.40 billion, while total assets expanded to RMB53.48 trillion.

Inclusive finance continued to scale: loans to small and micro enterprises grew 22.76% to RMB3.55 trillion, serving 2.58 million borrowers. Agriculture-related lending reached RMB5.07 trillion; loans to key grain sectors jumped 25.5%.

On the technology front, outstanding science-and-technology loans surpassed RMB6 trillion, and financing to digital-economy core industries exceeded RMB1 trillion.

ICBC intensified overseas ESG activity, issuing USD26.0 billion equivalent of green bonds across 15 tranches. Domestically it underwrote 298 ESG bonds, raising RMB1.27 trillion, with RMB381.50 billion led by the bank.

Operational carbon emissions (Scope 1 + 2) totaled 17.75 million tonnes of CO₂e; electricity consumption reached 2.50 million MWh. The bank committed to deeper carbon-footprint management and embedded climate risk into enterprise-wide risk controls.

Headcount stood at 409,758 with women representing 52.04% of personnel; training coverage reached 99.89% and averaged 9.3 days per employee.

ICBC allocated RMB1.43 billion in external donations and mobilised over 102,000 volunteers in community programmes, underscoring its social-impact agenda.

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