BOCHK 2025 Sustainability Report Highlights: Green Lending Jumps 33.5%, Operational Emissions Cut by 50%

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BOC Hong Kong (BOCHK) released its 2025 Sustainability Report, marking the successful completion of its first five-year sustainability plan and detailing substantial advances in green finance, carbon reduction and social impact initiatives.

Green Finance Expansion • Green and sustainability-related loan balances surged 33.50 % year-on-year. • ESG bond investment holdings reached HK$124.30 billion, up 21.90 %. • New green mortgages exceeded 3,300 cases, with HK$9.90 billion in total loan value, both rising more than 330 %. • The bank’s green personal loan portfolio grew 39 % in number and 16 % in value.

Decarbonisation Progress • Scope 1 and Scope 2 emissions fell by 50 % versus the 2019 baseline, representing a cumulative cut of about 22,000 tonnes CO2e. • The Bank of China Tower, Bank of China Building and BOC Wan Chai Commercial Centre achieved ISO 14068 carbon-neutral certification, making BOCHK the first Hong Kong enterprise to secure this accreditation for three core offices. • The group targets net-zero operations by 2030 and continues to integrate renewable energy projects, energy-saving retrofits and digital energy-management systems.

Risk, Governance and Recognition • Impaired loan ratio held at 1.14 %, remaining among the industry’s best. • An internal Green and Sustainable Finance Taxonomy is now fully embedded in credit and investment decision-making; climate risk scenario analysis has been expanded to quantify impacts on asset portfolios and capital adequacy. • The bank retained an “AAA” MSCI ESG rating, stayed in the FTSE4Good Index Series, and was named an Asia-Pacific Climate Leader by the Financial Times for the fourth consecutive year.

Social Contribution • BOCHK underwrote the HKSAR Government’s 10th Silver Bond issuance, leading the market in both subscription amount and applicant numbers. • The group supported Asia Pacific’s first HK$2.00 billion Social Bond for the Reverse Mortgage Programme and launched the “Money Safe” service aimed at protecting elderly customers from unauthorised transactions. • Over 50 charitable projects benefitted more than 3.90 million people, while 8,400 staff volunteers delivered more than 30,000 service hours.

Outlook With its first sustainability roadmap completed, BOCHK will craft a new five-year plan for 2026-2030, pledging continued expansion of green financial solutions, deeper ESG integration and further progress toward operational net-zero emissions.

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