On September 3, Qilu Bank Co.,Ltd. held its 2025 semi-annual performance briefing. Zhang Hua, Deputy Secretary of the Party Committee, Vice Chairman, and President of Qilu Bank Co.,Ltd., addressed questions regarding second-half credit extension plans.
Zhang Hua stated that in the second half of the year, Qilu Bank Co.,Ltd. will actively respond to market changes, closely follow national and provincial strategic deployments, and persistently focus on loan disbursement. The bank expects full-year credit extension to maintain balanced growth and achieve year-over-year increases.
Zhang Hua outlined two key areas for credit extension efforts:
First, the bank will continue to strengthen the strategic pillar role of corporate banking, deeply advance specialized research in corporate industries, and increase support for advanced manufacturing, key infrastructure, technological innovation, green finance, inclusive finance, rural revitalization, and other industry sectors. The bank will focus on provincial state-owned enterprises, listed and pre-IPO companies, top 100 private enterprises, and high-quality county-level client groups, fully serving provincial and municipal key project construction while maintaining steady growth in corporate credit extension.
Second, the bank will thoroughly implement the national "consumption boost" strategic deployment, increase consumer loan expansion efforts, implement customer segmentation and grouping, and differentially match products, credit strategies, and marketing channels. Simultaneously, the bank will increase credit support around consumption scenarios such as automobiles, home decoration, and home furnishing, comprehensively enhancing financial service levels.
Semi-annual report data shows that as of the end of June, Qilu Bank Co.,Ltd.'s total assets reached 751.305 billion yuan, an increase of 8.96% compared to the end of the previous year, with growth rates improving compared to the same period in 2024. Total loans amounted to 371.41 billion yuan, an increase of 10.16% compared to the end of the previous year, demonstrating significant credit extension momentum.
As of the end of June, Qilu Bank Co.,Ltd.'s corporate loan balance was 278.061 billion yuan, an increase of 15.72% compared to the end of the previous year. Among these, technology and green loan growth rates reached 17.60% and 30.03% respectively, both exceeding the average loan growth rate. By industry classification, the bank's corporate loans were mainly concentrated in leasing and business services, wholesale and retail, and manufacturing, accounting for 23.88%, 11.30%, and 9.67% of total loans respectively. The proportion of each industry remained relatively stable, with the manufacturing sector's share steadily increasing.
Personal loan balance was 82.635 billion yuan, a decrease of 4.38% compared to the end of the previous year.
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