OppFi Inc. (NYSE: OPFI) shares surged 9.11% in pre-market trading on Wednesday following the release of its stellar third-quarter 2025 financial results and increased full-year guidance. The tech-enabled digital finance platform demonstrated strong performance across key metrics, significantly outpacing market expectations.
The company reported record quarterly revenue of $155.1 million, a 13.5% increase year-over-year. Net income soared to $75.9 million, marking a remarkable 136.9% jump compared to the same period last year. Notably, OppFi's adjusted earnings per share (EPS) of $0.46 handily beat the IBES estimate of $0.32, showcasing the company's ability to exceed analyst projections.
In light of its robust performance, OppFi raised its full-year 2025 guidance. The company now expects total revenue between $590 million and $605 million, adjusted net income ranging from $137 million to $142 million, and adjusted EPS between $1.54 and $1.60. This marks the third time OppFi has increased its earnings guidance this year, reflecting growing confidence in its business model and market position. The company's auto-approval rate also improved to 79.1%, indicating enhanced operational efficiency. These factors collectively contribute to the strong pre-market rally, as investors react positively to OppFi's impressive results and optimistic outlook.
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