On January 20, Bank of Ningbo Co.,Ltd. announced its preliminary financial results for 2025, achieving operating revenue of 719.68 billion yuan, an increase of 8.01% compared to the previous year. The net profit attributable to shareholders of the parent company reached 29.333 billion yuan, marking a year-on-year growth of 8.13%.
Net interest income amounted to 531.61 billion yuan, rising by 10.77% year-on-year, while net fee and commission income stood at 60.85 billion yuan, surging 30.72% compared to the prior year.
As of the end of the reporting period, the bank's total assets reached 3,628.601 billion yuan, growing 16.11% from the beginning of the year. The total balance of loans and advances was 1,733.313 billion yuan, increasing by 17.43%, and total customer deposits amounted to 2,024.883 billion yuan, up 10.27%.
The non-performing loan (NPL) ratio remained stable at 0.76%, unchanged from the end of the previous year. The provision coverage ratio was 373.16%.
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