China Construction Bank Raises Minimum Threshold for Personal Gold Accumulation Plan to 1,500 Yuan

Deep News01-30

On January 30, China Construction Bank (CCB) issued an "Announcement on Adjusting the Minimum Regular Investment Amount for Personal Gold Accumulation Business." Starting from 9:10 Beijing Time on February 2, 2026, the minimum starting amount for regular investments in the personal gold accumulation business, which includes both average daily accumulation and self-selected date accumulation, will be raised to 1,500 yuan.

Existing regular accumulation plans that were successfully set up prior to this adjustment will continue to be executed and will remain unaffected.

For a regular accumulation plan set with an auto-renewal feature, upon its expiration, if the original plan's accumulation amount meets the bank's latest requirements, the renewal will be successful; otherwise, the renewal will fail.

Any modifications to an existing regular accumulation plan must comply with the bank's latest minimum accumulation amount requirement.

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