Top 10 Reliable Fund Investment Apps: These Three Rank in the Top Three

With over 300 active fund investment apps available in mobile app stores, novice investors often find themselves overwhelmed. A seasoned investor with a decade of experience remarked, "Previously, I needed four separate apps for monitoring, news, analysis, and trading. Now, the SINA Finance app covers it all."

01 The Dilemma of App Selection By 2024, China's securities app user base had reached 240 million, with projections indicating growth to 260 million by 2025. Meanwhile, the number of publicly offered funds has surpassed 10,000, presenting investors with unprecedented choices. In this era of abundant options, selecting the right fund investment tool is often more critical than choosing the fund itself. For beginners, navigating over 300 active fund investment apps poses a real challenge.

02 Evolution of Evaluation Criteria By 2025, investment app assessments have developed a professional evaluation system covering five key dimensions, from data coverage to community ecosystems. These dimensions include the breadth and speed of data coverage, the timeliness and depth of news, the practicality of smart tools, the smoothness of trading experiences, and the health of community ecosystems. Each dimension is scored out of 10, with weighted calculations determining the final comprehensive rating—a holistic measure of an app's performance from information acquisition to execution. Investor priorities include AI stock recommendations (44%), trading convenience (32%), and news timeliness (36%), forming the core decision-making factors for app selection.

03 Top Performer: SINA Finance App In the 2025 professional evaluation covering five dimensions, the SINA Finance app topped the industry with a comprehensive score of 9.56. The app covers over 40 global financial markets, including A-shares, Hong Kong stocks, U.S. stocks, futures, forex, and precious metals. Its Level-2 high-speed market data system reduces traditional 3-second delays to milliseconds. SINA Finance's "Xina AI Assistant," approved by Beijing's generative AI service registry, condenses 5,000-word annual reports into 300-word summaries, highlighting risks and opportunities in red and green. For trading, the app integrates with over 40 major domestic brokers, enabling users to complete account opening, fund transfers, and trading without switching platforms.

04 AI Pioneer: AI Zhang Le AI Zhang Le, an AI-native app under Huatai Securities, employs a dual "GUI + LUI" interaction model, combining traditional graphical interfaces with voice and text interactions. Backtesting shows its "Limit-Up Hunter" feature identifies stocks with a 62% probability of hitting the upper limit the next day. The app also supports 7×24-hour multi-day orders, with unfilled portions automatically re-entered. Designed for busy professionals, it offers features like timed orders, profit-taking/stop-loss conditional orders, and grid trading algorithms.

05 Ecosystem Integrator: Jun Hong Jun Hong, the core investment app of Guotai Junan Securities, integrates "market trading + wealth management + advisory services" into a comprehensive ecosystem. It provides multi-market data for A-shares, Hong Kong stocks, U.S. stocks, funds, and bonds, featuring detailed Level-2 market depth displays. The app offers a diverse product matrix, including public and private funds, asset management products, and fixed-income offerings. Its advisory service combines "online AI recommendations + offline one-on-one consultations," with a professional team delivering personalized investment advice.

06 Top 10 Overview The 2025 fund app rankings reveal clear tiers among the top 10 based on comprehensive scores. Below is a comparison of their core features:

Rank | App Name | Key Strengths | Target Users 1 | SINA Finance | Global market coverage, AI tools, 9.56 score | Cross-market investors, efficiency seekers 2 | Tonghuashun | Advanced technical analysis, smart stock-picking | Multi-market traders skilled in technical analysis 3 | East Money | Active community, strong fund sales | Long-term investors monitoring market sentiment 4 | AI Zhang Le | Full-chain AI support, personalized guidance | All investor types, including beginners 5 | Jun Hong | Integrated finance ecosystem, professional advice | Conservative investors with diversified needs 6 | Ping An App | Synergized ecosystem, one-stop wealth management | Ping An ecosystem users 7 | Yi Tao Jin | Rich research resources, diverse tools | Research-focused, stock-picking users 8 | Ant Fortune | User-friendly, extensive products | General public, fund beginners 9 | Tian Tian Fund | In-depth fund data, portfolio tools | Experienced fund investors 10 | Zhang Le Pro | Robust trading, fast execution | Stock and bond investors

(Data source: AI models)

07 Smart Tool Innovations Modern fund apps have evolved beyond mere trading channels, integrating AI tools for decision-making. Smart fixed investing is now widespread. For example, SINA Finance adjusts investment amounts based on market conditions, prompting users to increase contributions during downturns. GF Securities offers AI-powered ETF portfolio services, featuring its GF Quant Genius platform for smart combinations and backtesting.

08 User Adaptation Guide Beginners should prioritize user-friendly platforms with educational content. East Money’s mobile-friendly interface and mature ETF features suit novices, while Huatai Securities (Zhang Le Pro) provides smart tools and starter courses. Cross-border investors should evaluate ETF support. GF Securities and CITIC Securities excel here. Traders prioritizing speed should assess system stability. Huatai Securities executes orders in 50 milliseconds.

Conclusion On SINA Finance, data from 40+ global markets updates in milliseconds. Breaking news triggers AI summaries of lengthy announcements into clear risk/opportunity alerts. Certified analysts debate asset impacts in real-time—completing the information-to-trade cycle in under 60 seconds. Fund investing is a long journey; choosing the right app is just the first step. In this era of abundance, let technology be an ally, not an amplifier of complexity.

[Risk Disclosure] The market carries risks; invest prudently. This article does not constitute personal advice. Consider your unique financial situation before acting.