Stock Track | OppFi Soars 5.79% on Record Q3 Results and Raised Full-Year Guidance

Stock Track2025-10-29

OppFi Inc. (NYSE: OPFI) shares are soaring 5.79% in pre-market trading on Wednesday following the release of its impressive third-quarter 2025 financial results and increased full-year guidance. The tech-enabled digital finance platform demonstrated strong performance across key metrics, significantly outpacing market expectations.

The company reported record quarterly revenue of $155.1 million, a 13.5% increase year-over-year, beating analyst estimates of $153.4 million. Net income skyrocketed to $75.9 million, marking a remarkable 136.9% jump compared to the same period last year. Notably, OppFi's adjusted earnings per share (EPS) of $0.46 handily beat the analyst consensus estimate of $0.32, showcasing a 43.75% surprise to the upside.

In light of its robust performance, OppFi raised its full-year 2025 guidance for the third time this year. The company now expects total revenue between $590 million and $605 million, adjusted net income ranging from $137 million to $142 million, and adjusted EPS between $1.54 and $1.60. This upward revision in guidance reflects growing confidence in OppFi's business model and market position. Additionally, the company's auto-approval rate improved to 79.1%, indicating enhanced operational efficiency. These factors collectively contribute to the strong pre-market rally, as investors react positively to OppFi's impressive results and optimistic outlook.

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