On October 31, China Everbright Bank held its Q3 2025 earnings briefing. Regarding corporate credit business, Board Secretary Zhang Xuyang stated that corporate credit is a key strength of the bank, maintaining steady and high-quality growth.
First, the bank has achieved reasonable growth in scale. Since the beginning of this year, corporate credit has expanded in line with national policy directions and market trends.
Second, asset quality has improved significantly. The bank has aligned its asset allocation with key national strategies, directing more resources toward major initiatives, critical sectors, and weaker areas to enhance support for the real economy—particularly in sync with the "15th Five-Year Plan" outlined at the Fourth Plenary Session. For example, China Everbright Bank has proactively increased financial support in advanced semiconductor supply chains, computing power, AI+, and advanced manufacturing.
Third, corporate asset quality remains stable and healthy.
Zhang Xuyang further noted that, moving forward, China Everbright Bank will implement the guiding principles of the Fourth Plenary Session and focus on modernizing industrial systems, upgrading traditional industries, fostering emerging and future industries, achieving technological self-reliance, improving service sector efficiency, and promoting high-quality real estate development under the "15th Five-Year Plan."
"While external uncertainties persist and domestic demand remains insufficient, China's economic fundamentals—stability, resilience, and untapped potential—remain strong, with long-term growth prospects intact," Zhang emphasized. "As the '15th Five-Year Plan' progresses, we are confident that economic conditions will continue to improve, driving sustained growth in corporate clients' effective credit demand."
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