Which Commercial Banks Offer Higher Yields on Minimum Holding Period Wealth Management Products?

Deep News12-02

This edition focuses on the performance of RMB-denominated public wealth management products with minimum holding periods, categorized by 7-day, 14-day, 30-day, and 60-day terms. Rankings are based on annualized yield, with the calculation period matching the holding period (e.g., 90-day products use the 3-month annualized yield). Only one product per institution, series, and investment cycle is included in the rankings.

Participating distribution institutions (28 in total) include: Industrial and Commercial Bank of China (ICBC), Bank of China (BOC), Agricultural Bank of China (ABC), Postal Savings Bank of China (PSBC), China Construction Bank (CCB), Bank of Communications (BoCom), China Merchants Bank (CMB), China CITIC Bank, China Everbright Bank, China Minsheng Bank, Industrial Bank, Shanghai Pudong Development Bank (SPDB), China Guangfa Bank (CGB), China Zheshang Bank, Huaxia Bank, Ping An Bank, CBHB, Bank of Beijing, Bank of Ningbo, Bank of Jiangsu, Bank of Shanghai, Bank of Nanjing, Bank of Hangzhou, Huishang Bank, WeBank, MYbank, and Baixin Bank.

Important Note: The "available" status of products in this ranking is estimated based on their investment cycles. However, some products may be sold out or selectively displayed to different customer segments. Investors should verify availability via their bank’s app. While efforts are made to ensure objectivity, no guarantees are provided regarding the accuracy, completeness, or reliability of the rankings, which are for reference only.

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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