CZBANK Reports 1.36% Non-Performing Loan Ratio for 2025 Year-End

Deep News03-30

CZBANK has released its annual report for the year 2025. As of the end of the reporting period, the group's non-performing loan (NPL) ratio stood at 1.36%, a decrease of 0.02 percentage points compared to the end of the previous year. The provision coverage ratio was 155.37%, down by 23.30 percentage points from the prior year-end. The loan provision ratio reached 2.11%, reflecting a decline of 0.35 percentage points from the end of the preceding year.

By the conclusion of the reporting period, the group's capital adequacy ratio was 12.12%, marking a decrease of 0.49 percentage points year-over-year. The tier-1 capital adequacy ratio came in at 9.60%, down by 0.01 percentage points. The core tier-1 capital adequacy ratio was 8.40%, showing a slight increase of 0.02 percentage points. All capital ratios met the regulatory requirements.

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