At a financial frontline briefing on November 2, CM BANK (ASX: 03968) / China Merchants Bank Co.,Ltd. (SSE: 600036) held its third-quarter 2026 results exchange meeting.
Discussing the real estate loan business, Li Chong, General Manager of the Risk Management Department, stated that overall, the quality of related assets has remained stable.
Looking ahead to the future layout of the real estate business, Li Chong outlined several key points: First, the bank will thoroughly analyze the changes brought by the new policy and their impact, and unify internal understanding. Second, it will adopt a prudent and cautious attitude, maintain a reasonable business scale and proportion, and advance real estate business cautiously. Third, conducting real estate business is not simply about expanding the scale of real estate loans, but rather about coordinating corporate and retail lending efforts, optimizing the structure of real estate development loans, and enhancing comprehensive operational efficiency on the retail side.
In the process of advancing the business, the bank will strictly adhere to the risk bottom line and continuously strengthen asset quality management. Upholding a quality-first and risk-first principle is the established guideline for future real estate business. The bank will select high-quality clients and projects, strengthen management, and prudently carry out related business.
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