On December 3, 2025, ZHONGMIAO (01471) secured the prestigious "Most Promising Investment Company" award at the highly anticipated "10th Zhitong Finance Capital Market Annual Conference & Listed Companies Awards Ceremony." This authoritative selection, focused on Hong Kong-listed value stocks, evaluates companies based on growth performance, strategic foresight, and capital market returns, ultimately recognizing this insurance technology firm that debuted on the Hong Kong Stock Exchange in August 2024.
From its IPO price of HK$7 to a year-end closing price of HK$11.24 (unadjusted) in 2024—marking a 60.57% annual gain—and further peaking at HK$18.88 in 2025, ZHONGMIAO has consistently delivered value, solidifying its claim to the "most promising investment" title. This accolade not only affirms its achievements but also reflects long-term market confidence in its strategic vision.
**Dual-Scenario Focus Strengthens Growth Foundation** As an ecosystem-driven fintech company under the Haier Group, ZHONGMIAO specializes in insurance distribution and technology services, leveraging an ecosystem model to drive innovation and deliver professional solutions in China. Unlike traditional insurance intermediaries reliant solely on product distribution, ZHONGMIAO adopts a differentiated "tech + scenario + ecosystem" strategy, breaking industry homogeneity by digitizing end-to-end insurance services and fostering a collaborative ecosystem.
Key initiatives include: - **Household & Enterprise Scenarios**: The company excels in insurance agency services for families and businesses. For households, it integrates online platforms with offline touchpoints to offer one-stop solutions from consultation to claims. For enterprises, it enhances its insurance interaction platform, covering 70+ risk scenarios with tailored solutions. - **Tech-Driven Innovation**: Heavy investments in AI, big data, and blockchain have yielded standardized products like smart claims and risk mitigation tools. In August 2025, its self-developed AI-powered "SmartClaim" system was recognized as a top financial innovation in Qingdao, now deployed across insurers to boost efficiency and risk management.
These efforts fueled core business growth: - 2024 insurance agency revenue rose 20.6% to RMB188 million. - H1 2025 commission income grew 32.8% YoY to RMB109 million, with total facilitated premiums surging 40.5% to RMB936 million.
**Strategic M&A Expands Fintech Footprint** A pivotal 2025 acquisition—a 55% stake in Beijing Kerongxin Technology (a New Third Board fintech firm) for RMB165 million—extended ZHONGMIAO’s reach into banking digital services. Kerongxin’s 20+ years of expertise in currency management and bank systems synergizes with ZHONGMIAO’s risk control and big data capabilities, enabling cross-industry products like "bank-insurance" risk systems and unlocking new client bases for its tech solutions.
**Steady Growth Amid Challenges** Despite industry headwinds like regulatory shifts and demand volatility, ZHONGMIAO maintained robust performance: - 2024 revenue climbed 18.3% to RMB206 million, with net profit up 15.6% to RMB46.7 million (margin >22.4%). - H1 2025 revenue and net profit grew 28.4% and 16.2% YoY, respectively, showcasing resilience.
**Outlook** The award underscores ZHONGMIAO’s strategic execution—from its tech-scenario-ecosystem approach to R&D and M&A—aligning perfectly with fintech trends. Backed by China’s 2025-2027 Fintech Development Plan targeting 85%+ institutional digitization, ZHONGMIAO, with its industrial roots and ecosystem prowess, is poised for sustained growth in Hong Kong’s insurtech sector. This honor not only celebrates past milestones but also signals future potential, as deeper tech integration and ecosystem expansion promise greater value for stakeholders, with market support fueling its journey forward.
Comments