JAKOTA CAPITAL FY-2026: Revenue Falls 52%, Loan Provisions Drive HK$148.57 Million Net Loss

Bulletin Express06-29

Financial Performance For the year ended 31 March 2026, JAKOTA CAPITAL reported revenue of HK$98.68 million, down 52.03% from HK$205.72 million a year earlier. Despite the sharp decline in turnover, gross profit slipped only 0.98% to HK$77.27 million, lifting the gross profit margin to 78.3% (FY-2025: 37.9%).

Loss Drivers • Provision for impairment of loan receivables surged to HK$111.86 million (FY-2025: HK$26.84 million). • Net other losses totalled HK$21.92 million (FY-2025: HK$0.49 million gain), mainly from a HK$20.03 million fair-value loss on financial assets at FVTPL. • Finance costs fell 44.44% to HK$3.99 million following partial bond repayment.

Bottom-line Impact • Loss from continuing operations widened to HK$133.72 million (FY-2025: HK$67.08 million). • Loss from discontinued operations contracted to HK$14.84 million (FY-2025: HK$56.37 million) after disposing of the fur and network & licensing units. • Total loss attributable to shareholders rose to HK$145.45 million; basic loss per share was 41.87 HK cents (FY-2025: 52.08 HK cents).

Segment Highlights • Money Lending: Revenue climbed 42.56% to HK$51.94 million but booked a HK$69.87 million segment loss due to heavy credit-loss provisions. • Securities: Revenue fell 25.43% to HK$17.60 million; segment profit improved to HK$20.42 million, aided by a HK$9.11 million reversal of trade-receivable impairments. • Insurance Brokerage: Revenue dropped to HK$18.86 million (-75.38%); segment loss was HK$0.46 million. • Insurance Technology: Revenue declined to HK$9.29 million (-85.65%); segment loss narrowed to HK$5.31 million. • Asset Management: Revenue was HK$0.99 million; segment profit stood at HK$0.24 million.

Balance Sheet and Liquidity Total assets stood at HK$1.01 billion (31 March 2025: HK$1.19 billion). Bank balances and cash were HK$71.85 million (31 March 2025: HK$151.03 million). Net loan receivables after ECL provisions amounted to HK$339.99 million (31 March 2025: HK$424.78 million). Net assets decreased to HK$746.82 million from HK$879.92 million.

Capital Structure Outstanding corporate bonds fell to HK$14.00 million (31 March 2025: HK$47.62 million). On 7 May 2026, the Company placed 347.36 million new shares at HK$0.10 each, raising net proceeds of approximately HK$34.39 million for debt repayment and working capital. A 1-for-5 share consolidation became effective on 24 June 2026.

Discontinued Operations The disposals of the fur skin brokerage and multi-channel network & licensing businesses concluded during the year, resulting in a combined post-tax loss of HK$14.84 million.

No Dividend The Board recommended no final dividend for FY-2026.

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