水滴公司今晚登陆纽交所，创始人称不在意短期价格波动

新浪财经2021-05-07

“今天凌晨4点才休息，讨论了很久订单如何分配。” 5月7日下午，距离水滴公司即将上市敲钟几个小时前，水滴公司CEO沈鹏仍要面对来自“做公益的公司也能上市？”的疑问。公众对于这家公司感知最多的，是其医疗众筹业务“水滴筹”平台。水滴在创立之初，大病筹款是水滴业务的起点，起到了冷启动的作用，凭借社交裂变迅速打开了下沉市场。今日接受第一财经记者采访时，沈鹏表示水滴筹不是慈善公益组织，只是公司业务之一，...

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Comments

底层逻辑
2021-05-08
底层逻辑
如果有機會，真想能成爲水滴的員工！可惜年齡大了，50歲了！
底层逻辑
2021-05-08
底层逻辑
說得很實在，水滴公司的理念比較深入我們這些底層平民，我們農村老百姓現在確實是買不起那些高額的商業醫療險，生了病只能硬扛着，不敢治病，也沒錢買保險，真心希望水滴能扭虧爲盈，越辦越好！
向北前行
2021-05-08
向北前行
888888
- 不等了:
  [贱笑][冷漠][愤怒][愤怒][愤怒][难过]
- 向北前行:
  8888888
- 不等了:
  8888888
- 坐等收钱:
  [龇牙][龇牙][龇牙]

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年中国互联网保险市场规模将接近 3.3 万亿，假设代销保险的平均佣金率达到 20%，2030 年互联网代销保险收入的潜在市场规模将超过6千亿，是2020 年市场规模的十倍。\n不过，这一创新赛道当前仍存在一些风险。首先在监管方面，监管正加强对互联网渠道收取的佣金费率管制，未来若进一步限制渠道收取的手续费范围，控制渠道端的议价能力，行业代销保险收入或将下降。\n其次，目前互联网保险业务竞争加剧，该赛道下公司可能需要加大费用投入，对盈利能力造成负面影响。\n水滴目前仍处亏损状态。2018年、2019年和2020年，该公司的净亏损分别为1.4亿元、1.59亿元及2.47亿元，亏损的原因主要在于销售营销费用以及因涉足保险业务带来的成本增长。例如，2020年一年，水滴营销费用达到21.4亿元，占总收入的70.4%。\n杨光今日也对记者表示，目前保险科技还处在发展早期，营销费用投入是必要的，对应地也带来了整体收入的增长和运营效率的提升。\n而预计在上市之后，水滴募集的资金将用于加强和扩大健康服务和健康保险业务、研发。沈鹏今日对记者透露，部分上市募集资金将用于科技赋能理赔，提升运营效率和用户体验。未来水滴力争绝大部分理赔案用智能系统加人工适当结合的方式处理完成，确保用户理赔申请后72小时内处理完成。\n而之所以选择赴美上市，沈鹏告诉记者，一些欧美投资人看好保险科技大方向，水滴则希望在全球化资本市场能够引进一些当前阶段更为优质的股东，上市基本的目的就达到了，还是希望团队能够静下心来回到用户需求上。杨光也称，不会在意短期的价格波动。\n沈鹏对记者说，“上市就是一轮融资，只是融资效率更高。”\n扫二维码，注册即可领取6.xx%理财券>>海量资讯、精准解读，尽在新浪财经APP\n责任编辑：陈嘉辉","kind":null,"is_publish_news":true,"is_publish_highlight":true,"is_publish_live":null,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[{"id":107138857,"gmtCreate":1620450391979,"gmtModify":1704343950019,"author":{"id":"3582659672943747","authorId":"3582659672943747","name":"底层逻辑","avatar":"https://static.tigerbbs.com/9ab3a9a7b4ee25699aa313cd759a0ca9","vip":1,"crmLevel":2,"crmLevelSwitch":0},"htmlText":"如果有機會，真想能成爲水滴的員工！可惜年齡大了，50歲了！","listText":"如果有機會，真想能成爲水滴的員工！可惜年齡大了，50歲了！","text":"如果有機會，真想能成爲水滴的員工！可惜年齡大了，50歲了！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/107138857","repostId":2133500663,"repostType":2,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":107131061,"gmtCreate":1620450274853,"gmtModify":1704343948219,"author":{"id":"3582659672943747","authorId":"3582659672943747","name":"底层逻辑","avatar":"https://static.tigerbbs.com/9ab3a9a7b4ee25699aa313cd759a0ca9","vip":1,"crmLevel":2,"crmLevelSwitch":0},"htmlText":"說得很實在，水滴公司的理念比較深入我們這些底層平民，我們農村老百姓現在確實是買不起那些高額的商業醫療險，生了病只能硬扛着，不敢治病，也沒錢買保險，真心希望水滴能扭虧爲盈，越辦越好！","listText":"說得很實在，水滴公司的理念比較深入我們這些底層平民，我們農村老百姓現在確實是買不起那些高額的商業醫療險，生了病只能硬扛着，不敢治病，也沒錢買保險，真心希望水滴能扭虧爲盈，越辦越好！","text":"說得很實在，水滴公司的理念比較深入我們這些底層平民，我們農村老百姓現在確實是買不起那些高額的商業醫療險，生了病只能硬扛着，不敢治病，也沒錢買保險，真心希望水滴能扭虧爲盈，越辦越好！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/107131061","repostId":2133500663,"repostType":2,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":104761417,"gmtCreate":1620428061739,"gmtModify":1704343450873,"author":{"id":"3582166898823830","authorId":"3582166898823830","name":"向北前行","avatar":"https://static.tigerbbs.com/eaed4569ea786e8f93978ef19ae4e817","vip":1,"crmLevel":2,"crmLevelSwitch":1},"htmlText":"888888","listText":"888888","text":"888888","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":4,"repostSize":0,"link":"https://ttm.financial/post/104761417","repostId":2133500663,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4470376,"gmtCreate":1622113907413,"gmtModify":1680791331537,"authorId":3582266280017467,"author":{"id":3582266280017467,"authorId":3582266280017467,"name":"不等了","avatar":"https://static.tigerbbs.com/38b9127a8ba4400eb058c3150396b1fd","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":104761417,"type":1,"supId":4268598,"prevId":0,"content":"[贱笑][冷漠][愤怒][愤怒][愤怒][难过]","text":"[贱笑][冷漠][愤怒][愤怒][愤怒][难过]","html":"[贱笑][冷漠][愤怒][愤怒][愤怒][难过]"},{"id":4301545,"gmtCreate":1620806719140,"gmtModify":1680788293646,"authorId":3582166898823830,"author":{"id":3582166898823830,"authorId":3582166898823830,"name":"向北前行","avatar":"https://static.tigerbbs.com/eaed4569ea786e8f93978ef19ae4e817","vip":1,"crmLevel":2,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":104761417,"type":1,"supId":4268598,"prevId":0,"content":"8888888","text":"8888888","html":"8888888"},{"id":4268598,"gmtCreate":1620535062348,"gmtModify":1680787713303,"authorId":3582266280017467,"author":{"id":3582266280017467,"authorId":3582266280017467,"name":"不等了","avatar":"https://static.tigerbbs.com/38b9127a8ba4400eb058c3150396b1fd","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":104761417,"type":1,"supId":0,"prevId":0,"content":"8888888","text":"8888888","html":"8888888"},{"id":4267807,"gmtCreate":1620530070080,"gmtModify":1680787697074,"authorId":3570942105548680,"author":{"id":3570942105548680,"authorId":3570942105548680,"name":"坐等收钱","avatar":"https://static.tigerbbs.com/42aa71edbeac1d549705875b8b4d5974","vip":1,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":104761417,"type":1,"supId":0,"prevId":0,"content":"[龇牙][龇牙][龇牙]","text":"[龇牙][龇牙][龇牙]","html":"[龇牙][龇牙][龇牙]"}],"langContent":"EN"}],"isCommentEnd":false,"newsSizeData":{"likeSize":10,"commentSize":3,"repostSize":0,"favoriteSize":0,"likeStatus":fa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