SEC threatens to sue Coinbase over crypto lending programme

Reuters2021-09-08

(Update: Sept 8, 2021 at 05:08 a.m. ET)

HONG KONG (Reuters) - The U.S. Securities and Exchange Commission (SEC) has threatened to sue Coinbase Global Inc if the crypto exchange goes ahead with plans to launch a programme allowing users to earn interest by lending crypto assets, Coinbase Global, Inc. said on Wednesday.

The SEC has issued Coinbase with a Wells notice, an official way it tells a company that it intends to sue the company in court, Paul Grewal, the company's chief legal officer said in a blog post. He said Coinbase would delay the launch of its 'Lend' product until at least October as a result.

Programmes that allow owners of cryptocurrencies to lend these in return for interest are becoming more common around the world, but some regulators, particularly in the United States have started to raise concerns, arguing that such products should comply with existing securities laws.

The U.S. state of New Jersey ordered the cryptocurrency platform BlockFi Inc https://www.reuters.com/legal/transactional/new-jersey-orders-blockfi-cryptocurrency-firm-stop-offering-interest-bearing-2021-07-20 in July to stop offering interest-bearing accounts that have raised $14.7 billion from investors.

Grewal said in his blog that the SEC's concerns about Coinbase's 'Lend' were related to the fact that the regulator believed the product involved a security. Grewal said Coinbase felt that this was not the case.

The SEC did not respond to an emailed request for comment outside office hours.

Coinbase fell over 2% in premarket trading Wednesday.

(Reporting by Alun John in Hong Kong and Kanishka Singh in Bengaluru; Editing by Ana Nicolaci da Costa)

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Comments

  • Portfolio50
    2021-09-09
    Portfolio50
    Coinbase, please take Mark Cuban's advice!
  • tkj
    2021-09-09
    tkj
    There are not many used cases for Crypto. I wonder what does people do with borrowed cryptos?
  • Megaverse
    2021-09-08
    Megaverse
    ? omg 
  • AllanHSC
    2021-09-08
    AllanHSC
    Omg
  • Deonc
    2021-09-08
    Deonc
    Coinbase Coinbase fell over 2% in premarket trading Wednesday. Please like and comment.
    • Deonc
      please and comment
  • R3dW0p
    2021-09-08
    R3dW0p
    Then.... What about other securities like GME and AMC????
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