防止银行挤兑再现！认识下美联储掏出的新危机工具：BTFP

华尔街见闻2023-03-13

“美联储看跌期权”归来？存款快速流失叠加流动性不足引发了储户恐慌，挤兑浪潮下硅谷银行走向破产。为了防止危机扩散，美联储紧急于3月12日宣布规模为250亿美元的银行定期融资计划（BTFP），向所有美国联邦保险存款机构提供最长一年的贷款。具体来看，该贷款计划将允许银行通过抵押美国国债、抵押贷款支持债券和其他债务，以一年期隔夜指数掉期利率加10个基点的利率借入资金来满足客户的取款要求，而不必亏本出售债券...

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