美银行业还在“出血”！耶伦一语再掀恐慌

金十数据2023-05-22

美联储的最新数据显示，美国商业银行存款三周连降，这次大型银行“失血”最严重！分析师警告，耶伦的呼吁可能为下一次更大的危机埋下种子.......美联储上周五公布的最新H8报告显示，上周所有美国商业银行的存款均下滑，同时银行提供的整体信贷也小幅下降。截至5月10日当周，经季节性因素调整后的商业银行存款减少264亿美元至17.1万亿美元，为连续第三周下降，创近两年来最低水平。这主要是因为大型银行的存款...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

嘞撸虎7
2023-05-22
嘞撸虎7
閱

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2337694021?lang=en_US&edition=fundamental","thumbnail":"https://static.tigerbbs.com/068b26b28a08ad8758bd60229e5bb305","is_english":false,"pubTime":"2023-05-22 09:47","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2337694021","market":"hk","top_or_hot":-1,"title":"美银行业还在“出血”！耶伦一语再掀恐慌","media":"金十数据","content":"<div>\n<p>美联储的最新数据显示，美国商业银行存款三周连降，这次大型银行“失血”最严重！分析师警告，耶伦的呼吁可能为下一次更大的危机埋下种子.......美联储上周五公布的最新H8报告显示，上周所有美国商业银行的存款均下滑，同时银行提供的整体信贷也小幅下降。截至5月10日当周，经季节性因素调整后的商业银行存款减少264亿美元至17.1万亿美元，为连续第三周下降，创近两年来最低水平。这主要是因为大型银行的存款...</p>\n\n<a href=\"https://xnews.jin10.com/webapp/details.html?id=113126&type=news&data_type=0\">Source Link</a>\n\n</div>\n","source":"xnew_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>美银行业还在“出血”！耶伦一语再掀恐慌</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n美银行业还在“出血”！耶伦一语再掀恐慌\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-05-22 09:47 北京时间&nbsp;&nbsp;&nbsp;<a href=https://xnews.jin10.com/webapp/details.html?id=113126&type=news&data_type=0><strong>金十数据</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>美联储的最新数据显示，美国商业银行存款三周连降，这次大型银行“失血”最严重！分析师警告，耶伦的呼吁可能为下一次更大的危机埋下种子.......美联储上周五公布的最新H8报告显示，上周所有美国商业银行的存款均下滑，同时银行提供的整体信贷也小幅下降。截至5月10日当周，经季节性因素调整后的商业银行存款减少264亿美元至17.1万亿美元，为连续第三周下降，创近两年来最低水平。这主要是因为大型银行的存款...</p>\n\n<a href=\"https://xnews.jin10.com/webapp/details.html?id=113126&type=news&data_type=0\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":null,"symbol_name":null,"start_time":0,"source_url":"https://xnews.jin10.com/webapp/details.html?id=113126&type=news&data_type=0","article_id":"2337694021","we_media_id":null,"thumbnails":["https://static.tigerbbs.com/068b26b28a08ad8758bd60229e5bb305"],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2337694021","pubTimestamp":1684720044,"sourceInfo":{"source_id":"xnew_highlight","name":"金十要闻"},"weMediaInfo":null,"summary":"美联储的最新数据显示，美国商业银行存款三周连降，这次大型银行“失血”最严重！分析师警告，耶伦的呼吁可能为下一次更大的危机埋下种子.......美联储上周五公布的最新H8报告显示，上周所有美国商业银行的","collect":0,"end_time":0,"defaultTopTitle":"jin10.com","property":[],"viewcount":null,"language":"zh","relate_stocks":{},"translate_title":"American banking industry is still bleeding! Yellen once again panicked","themeId":"","isJumpTheme":false,"ttsUrl":"https://static.tigerbbs.com/05326e4b48e5f17084b20a6b748dd59d","symbols_score_info":{},"content_text":"美联储的最新数据显示，美国商业银行存款三周连降，这次大型银行“失血”最严重！分析师警告，耶伦的呼吁可能为下一次更大的危机埋下种子.......美联储上周五公布的最新H8报告显示，上周所有美国商业银行的存款均下滑，同时银行提供的整体信贷也小幅下降。截至5月10日当周，经季节性因素调整后的商业银行存款减少264亿美元至17.1万亿美元，为连续第三周下降，创近两年来最低水平。这主要是因为大型银行的存款流失，而小型银行的存款几乎没有变化。未经季节性调整后的存款总额下滑570亿美元，前一周增加665亿美元。大型银行的存款减少216亿美元，占最近一周银行存款总流出的最大份额。Bianco Research总裁兼宏观策略分析师Jim Bianco在这些数据中指出了一个令人担忧的信息，即“大额定期存款”出现了自去年10月以来的首次流出，这不是一个好兆头。Jim写道：“大额定期存款是银行与货币市场基金竞争的重要战场，而现在连这个领域都发生了逆转。虽然只有一个星期，但是确实令人惊讶。”金融博客零对冲则注意到，过去五周，未经季节性因素调整后的银行存款流出额达到3790亿美元，经季节性因素调整后的数字仅为1710亿美元。这正是为什么美联储声称仍有超过2000亿美元的与纳税有关的存款有望回流银行的原因。与此同时，由于证券持有量下降，银行提供的信贷从一周前的17.37万亿美元小幅降至17.32万亿美元。从贷款类型来看，截至5月10日当周，按经季节调整后的住宅房地产贷款减少26亿美元，而商业地产贷款小幅上升。消费者贷款也较前一周有所增加，而商业和工业贷款减少35亿美元。如果按银行规模来划分，大型银行贷款减少了61.59亿美元，而小型银行贷款实际上增加了68.5亿美元（尽管大量存款外流）。持续的存款外流表明储户对银行的信心尚未完全修复。当前，银行业仍在努力摆脱硅谷银行突然倒闭引发的动荡。上周五，CNN援引两位知情人士的话说，在此前一天与大型银行首席执行官的会议上，美国财政部长耶伦告诉高管们，随着该行业继续渡过危机，可能需要更多的银行合并。这不是耶伦首次发表类似言论。本周早些时候，她在日本接受采访时就表示，美国地方银行盈利的压力可能导致该行业更加集中，监管机构可能会对此类合并持开放态度。耶伦的评论提供了进一步的证据，表明拜登政府开始对银行合并的想法产生兴趣。进步派人士向来对此表示担忧，且政府自身也在审查企业集中度，但这场自2008年以来最严重的银行业危机已经迫使美国监管机构重新思考。财政部发言人拒绝就这次会面发表评论，只是会后发表声明重申美国银行体系的实力和稳健性。金融改革倡导组织Better Markets的联合创始人丹尼斯·凯莱赫（Dennis Kelleher）表达了对更多银行合并的担忧。他说：“不应该允许导致‘大而不能倒’问题恶化的银行合并。这只会为下一次危机埋下种子，而下一次危机可能会更糟。”上周五耶伦关于“银行合并”的言论被曝光后，美国区域银行股票恢复下跌，KBW区域银行指数下跌2.8%，西太平洋合众银行、齐昂银行、阿莱恩斯西部银行、KeyCorp和联信银行的股价跌幅达到1.8%-4%。Raymond James分析师米尔斯表示，由于担心可能出台的新监管规定、存款成本飙升，以及最近几家银行倒闭后股东损失惨重，投资者对地区银行业避而远之。他说：“没有人想成为英雄。在几乎没有任何警告的情况下，一些银行从业内最受关注的银行到完全消失。这让投资者相当恐慌。”","kind":null,"is_publish_news":false,"is_publish_highlight":true,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[{"id":9970529217,"gmtCreate":1684736189339,"gmtModify":1684736193535,"author":{"id":"4092032122452460","authorId":"4092032122452460","name":"嘞撸虎7","avatar":"https://static.tigerbbs.com/451ff62190f624c13c07b54476dd5930","vip":1,"hat":"https://static.tigerbbs.com/4c5ceab71416b120bab4604c0754b52a","crmLevel":1,"crmLevelSwitch":0,"idStr":"4092032122452460","authorIdStr":"4092032122452460"},"htmlText":"閱","listText":"閱","text":"閱","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9970529217","repostId":2337694021,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"}],"isCommentEnd":false,"newsSizeData":{"likeSize":4,"commentSize":1,"repostSize":0,"favoriteSize":2,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.29.2","shortVersion":"4.29.2","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2337694021"}