Average 2025 Medicare Advantage Premiums Revealed: Here’s How Your Wallet May Be Hit

Investopedia09-29

Key Takeaways Medicare Advantage (MA) monthly premiums are expected to drop in price for 2025. Premiums are expected to decrease, on average, 6.75% next year, according the Centers for Medicare & ...

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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAverage 2025 Medicare Advantage Premiums Revealed: Here’s How Your Wallet May Be Hit\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-09-29 04:47 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.investopedia.com/average-medicare-advantage-monthly-premiums-for-2025-revealed-8720120><strong>Investopedia</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Key Takeaways\n\nMedicare Advantage (MA) monthly premiums are expected to drop in price for 2025.\nPremiums are expected to decrease, on average, 6.75% next year, according the Centers for Medicare & ...</p>\n\n<a href=\"https://www.investopedia.com/average-medicare-advantage-monthly-premiums-for-2025-revealed-8720120\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"GB00BDT5M118.USD","symbol_name":"天利环球扩展Alpha基金A Acc","start_time":0,"source_url":"https://www.investopedia.com/average-medicare-advantage-monthly-premiums-for-2025-revealed-8720120","article_id":"2471079765","we_media_id":null,"thumbnails":["https://www.investopedia.com/thmb/sve9xuCH6ECeMudexc3F0DeV3AE=/8640x5760/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-1938542936-09161f734848441fa51de831218de335.jpg"],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2471079765","pubTimestamp":1727556460,"sourceInfo":{"source_id":"investopedia_highlight","name":"Investopedia"},"weMediaInfo":null,"summary":"Medicare Advantage  monthly premiums are expected to drop in price for 2025.Premiums are expected to decrease, on average, 6.75% next year, according the Centers for Medicare & Medicaid Services .Medicare Advantage plans, sometimes called Medicare Part C, are offered by private companies who contract with Medicare and are required to provide the same benefits as Original Medicare .If you're already enrolled in a Medicare Advantage plan or are thinking of joining one you may be in luck: the Medicare Advantage average monthly premium is expected to decrease next year.Medicare Advantage premiums are expected to drop, on average, 6.75% in 2025, according to information released Friday from the Centers for Medicare & Medicaid Services . The decline is somewhat unexpected. Experts recently predicted to Investopedia that premiums might rise in response to a limited increase in government payments for 2025 .At the same time, the CMS said that extra benefits many MA plans provide, such as denta","collect":0,"end_time":0,"defaultTopTitle":"investopedia.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"GB00BDT5M118.USD":"天利环球扩展Alpha基金A Acc","LU0390134368.USD":"FRANKLIN GLOBAL GROWTH \"A\" (USD) ACC","LU2637428348.USD":"NORDEA 1 GLOBAL SUSTAINABLE LISTED REAL ASSETS \"MP\" (USD) INC","LU0056508442.USD":"贝莱德世界科技基金A2","BK4581":"高盛持仓","LU0640476718.USD":"THREADNEEDLE (LUX) US CONTRARIAN CORE EQ \"AU\" (USD) ACC","IE00B1XK9C88.USD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A\" (USD) ACC","LU0061474960.USD":"天利环球焦点基金AU Acc","LU0107464264.USD":"abrdn SICAV I - GLOBAL INNOVATION EQUITY \"A\" (USD) ACC","IE00BJJMRY28.SGD":"Janus Henderson Balanced A Inc SGD","LU0353189680.USD":"富国美国全盘成长基金Cl A Acc","LU0494093205.USD":"贝莱德ESG灵活多元资产A2 USD-H","IE00BYQQ9H92.USD":"BNY MELLON GLOBAL LEADERS \"A\" (USD) ACC","LU0109392836.USD":"富兰克林科技股A","IE00BFXG0V08.USD":"BNY MELLON GLOBAL LEADERS \"B\" (USD) ACC","IE00B775H168.HKD":"JANUS HENDERSON BALANCED \"A5M\" (HKD) INC","LU0096362180.USD":"CT (LUX) I GLOBAL FOCUS \"DU\" (USD)","IE0004445015.USD":"JANUS HENDERSON BALANCED \"A2\" (USD) ACC","LU0011850046.USD":"贝莱德全球长线股票 A2 USD","MA":"万事达","IE00BQXX3D17.EUR":"GUINNESS GLOBAL INNOVATORS \"C\" (EUR) ACC","IE00BN29S564.USD":"JANUS HENDERSON BALANCED \"A3\" (USD) INC","LU0345769128.USD":"NINETY ONE GSF GLOBAL EQUITY \"A\" (USD) ACC","LU0320765059.SGD":"FTIF - Franklin US Opportunities A Acc SGD","IE00BQXX3C00.GBP":"GUINNESS GLOBAL INNOVATORS \"C\" (GBP) ACC","LU0198837287.USD":"UBS (LUX) EQUITY SICAV - USA GROWTH \"P\" (USD) ACC","BK4585":"ETF&股票定投概念","IE00BQXX3F31.USD":"GUINNESS GLOBAL INNOVATORS \"C\" (USD) ACC","LU0345769631.USD":"NINETY ONE GSF GLOBAL EQUITY \"A\" (USD) INC","BK4566":"资本集团","LU0127658192.USD":"EASTSPRING INVESTMENTS GLOBAL TECHNOLOGY \"A\" (USD) ACC","IE0009356076.USD":"JANUS HENDERSON GLOBAL TECHNOLOGY AND INNOVATION \"A2\" (USD) ACC","LU0256863811.USD":"ALLIANZ US EQUITY \"A\" INC","LU0289941410.SGD":"AB FCP I Dynamic Diversified AX SGD","BK4535":"淡马锡持仓","LU2346227817.USD":"BGF SUSTAINABLE GLOBAL INFRASTRUCTURE \"A2\" (USD) ACC","LU0557290698.USD":"施罗德环球可持续增长基金","IE00B4JS1V06.HKD":"JANUS HENDERSON BALANCED \"A2\" (HKD) ACC","BK4527":"明星科技股","BK4559":"巴菲特持仓","BK4588":"碎股","LU0109391861.USD":"富兰克林美国机遇基金A Acc","LU0170899867.USD":"EASTSPRING INVESTMENTS WORLD VALUE EQUITY  \"A\" (USD) ACC","IE0004445239.USD":"JANUS HENDERSON US FORTY \"A2\" (USD) ACC","LU0642271901.SGD":"Janus Henderson Horizon Global Technology Leaders A2 SGD-H","IE00BJJMRX11.SGD":"Janus Henderson Balanced A Acc SGD","BK4208":"复合型公用事业","IE0004091025.USD":"BNY MELLON GLOBAL OPPORTUNITIES \"B\" (USD) ACC","IE00BHPRN162.USD":"BNY MELLON BLOCKCHAIN INNOVATION \"B\" (USD) ACC","CMS":"CMS能源"},"translate_title":"2025年Medicare Advantage平均保费揭晓：以下是您的钱包可能受到的打击","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"MA":1,"CMS":1},"content_text":"Key Takeaways\n\nMedicare Advantage (MA) monthly premiums are expected to drop in price for 2025.\nPremiums are expected to decrease, on average, 6.75% next year, according the Centers for Medicare & Medicaid Services (CMS).\nMedicare Advantage plans, sometimes called Medicare Part C, are offered by private companies who contract with Medicare and are required to provide the same benefits as Original Medicare (Parts A and B).\nMany MA plans have $0 premiums. But your costs will depend on which plan you choose.\n\n If you're already enrolled in a Medicare Advantage plan or are thinking of joining one you may be in luck: the Medicare Advantage average monthly premium is expected to decrease next year.\n\n\n Medicare Advantage premiums are expected to drop, on average, 6.75% in 2025, according to information released Friday from the Centers for Medicare & Medicaid Services (CMS). The decline is somewhat unexpected. Experts recently predicted to Investopedia that premiums might rise in response to a limited increase in government payments for 2025 (Medicare partly funds Medicare Advantage plans).\n\n\n At the same time, the CMS said that extra benefits many MA plans provide, such as dental insurance, are expected to remain stable.\n\n\n \n\n\n\n\n\n\n\nCost\n2024\n2025\nDifference\n\n\nAverage Monthly Medicare Advantage Premium\n$18.23\n$17.00\n-$1.23 (-6.75%) \n\n\n\n\n Open enrollment for Medicare begins Oct. 15 and runs through Dec. 7, 2024. During that time, anyone with Medicare can switch from Original Medicare to a private Medicare Advantage plan (or vice versa), switch between Medicare Advantage plans, or sign up for or switch between Medicare Part D prescription drug plans. Changes take effect on Jan. 1, 2025.\n\n\n The figures in the table above are based on projections the CMS received from Medicare Advantage providers and are weighted by enrollment figures. So, your premium could be pretty different if you have a less popular plan. For example, using CMS 2024 data, our calculations show that the monthly average for all Medicare Advantage premiums in 2024 was $23.05. \n\n\nNote\nAbout six in 10 people who now have a Medicare Advantage plan will pay $0 for premiums in 2025 if they stick with the same plan. And 83% of current beneficiaries who continue with their plans will have the same or a lower premium in 2025, according to the CMS. \n The CMS also said that the number of Special Needs Plans (SNPs) for Medicare recipients will grow by 9% next year, with SNPs representing about a quarter of all Medicare Advantage plans. Special Needs Plans provide additional benefits for people with specific chronic illnesses or disabilities, those who are enrolled in both Medicare and Medicaid, or those living in certain facilities. Another 7.2 million people are expected to sign up for these plans in 2025.\n\n\n  Average Plan D Premium Also Expected to Fall  \n The average monthly cost for standalone Part D plans is also expected to drop to $46.50 in 2025, down $7.45, or 13.8%, from $53.95 in 2024. Those figures don’t include the people who pay no premiums because of the Extra Help program. \n\n\n Premiums for people who get prescription drug coverage through Medicare Advantage will be even lower on average, according to the CMS. Premiums are expected to drop to $13.50 in 2025, down $2.06 (13.2%) from $15.56 in 2024.\n\n\n In 2025, there will be a new $2,000 limit on the amount you’re required to pay out of pocket for Part D. While that may eventually prompt insurers to raise premiums, for now, most providers are participating in a voluntary premium stabilization plan in which the government pays them a subsidy to limit rate increases. The CMS said 99% of people now enrolled in a standalone Part D plan are with companies that opted into this program. \n\n\n  What the 2025 Changes Mean for You  \n These figures may help you plan for any upcoming changes in your coverage and give you a general idea of what average Medicare Advantage costs will be in 2025. If you’re already enrolled in an MA plan, be sure to read your annual notice of change, which you may have already received in the mail. That letter gives you the details about your specific coverage and costs, which will take effect in January. \n\n\n You’ll have the opportunity to switch to a different plan if you want to starting Oct. 15 when Medicare open enrollment begins, and again during Medicare Advantage open enrollment, which runs Jan. 1 through March 31. \n\n\n If you haven’t enrolled in Medicare Advantage but are thinking about it, you can use these average costs as a benchmark for any plans you consider. Detailed plan information should be available on the Medicare.gov website by Oct. 1. Learn how to choose a Medicare plan, or call 1-800-MEDICARE once open enrollment begins for more information and help.","kind":null,"is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.29.1","shortVersion":"4.29.1","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2471079765"}