** Commercial insurer American International Group's shares fall ~2.2% to $74.68
** AIG sailed past Wall Street estimates for Q3 profit after market on Monday, driven by strong underwriting and higher returns on investments
** But analysts at BofA Global Research flag a slowdown in underlying underwriting margin improvement; Brokerage says Q3 accident-year ex-catastrophe loss ratio ran about 25 bps higher than its forecast
** Accident-year loss ratio is a measure of underwriting profitability, calculated as the percentage of losses incurred relative to premiums earned over a particular period
** BofA cuts price objective on AIG to $82 from $86
** Barclays also writes that while catastrophe losses held up better-than-expected, underlying accident-year loss ratio performance was mixed
** "We ultimately think the print will be viewed as more inline considering the different positives and negatives" - Brokerage
** TD Cowen also says results were mixed "under the hood"; Adds it expects downward pressure on the stock
** AIG posted an adjusted Q3 profit of $1.23 per share vs. expectations of $1.10, according to estimates compiled by LSEG
** Catastrophe losses came in at $417 mln in Q3, of which $324 mln was in North America due to windstorms and hailstorms
** Stock up ~10.2% YTD
(Reporting by Manya Saini in Bengaluru)
((Manya.Saini@thomsonreuters.com))
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