'Stupid Risks That Worked' – Investor Whose Portfolio Went From $25k to $438K in 6 Years Shares Holdings: Top 11 Stocks, ETFs

Benzinga11-12 23:05

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Many Americans use the stock market to build wealth and achieve financial freedom. In 2022, roughly...

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In 2022, roughly...</p>\n\n<a href=\"https://finance.yahoo.com/news/stupid-risks-worked-investor-whose-150522387.html\">Source Link</a>\n\n</div>\n","source":"yahoofinance","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>'Stupid Risks That Worked' – Investor Whose Portfolio Went From $25k to $438K in 6 Years Shares Holdings: Top 11 Stocks, ETFs</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n'Stupid Risks That Worked' – Investor Whose Portfolio Went From $25k to $438K in 6 Years Shares Holdings: Top 11 Stocks, ETFs\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-11-12 23:05 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/stupid-risks-worked-investor-whose-150522387.html><strong>Benzinga</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below.\nMany Americans use the stock market to build wealth and achieve financial freedom. In 2022, roughly...</p>\n\n<a href=\"https://finance.yahoo.com/news/stupid-risks-worked-investor-whose-150522387.html\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4515","symbol_name":"5G概念","start_time":0,"source_url":"https://finance.yahoo.com/news/stupid-risks-worked-investor-whose-150522387.html","article_id":"2483008056","we_media_id":null,"thumbnails":["https://s.yimg.com/uu/api/res/1.2/IUtDhOamNGuDWnxFvGe5Hw--~B/aD00ODA7dz03MjA7YXBwaWQ9eXRhY2h5b24-/https://media.zenfs.com/en/benzinga_79/4903365bfa3609603f48f34ce60b26a4"],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2483008056","pubTimestamp":1731423922,"sourceInfo":{"source_id":"yahoofinance","name":"雅虎金融"},"weMediaInfo":null,"summary":"Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below.Many Americans use the stock market to build wealth and achieve financial freedom. In 2022, roughly 60% of U.S. households had some stock exposure and the share of Americans trading stocks directly rose to 21% from 2001.But not everyone who invests in stocks becomes wealthy. Investing requires patience, research and wisdom. Let's look at a success story for inspiration and ideas.In July last year, an investor shared his success story, detailed portfolio and tips on r/Dividends, a discussion board on Reddit with over 600,000 members.These five entrepreneurs are worth $223 billion – they all believe in one platform that offers a 7-9% target yield with monthly dividends. Warren Buffett once said, \"If you don't find a way to make money while you sleep, you will work until you die.\" These high-yield real estate notes that pay 7.5% – 9% make earning passive income easier than ever.From $25k to","collect":0,"end_time":0,"defaultTopTitle":"yahoo.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4515":"5G概念","BK4554":"元宇宙及AR概念","HK0000320264.USD":"TAIKANG KAITAI CHINA NEW OPPORTUNITIES FUND \"A\" (USD) ACC","FDN":"First Trust Dow Jones Internet I","BK4553":"喜马拉雅资本持仓","BK4571":"数字音乐概念","IE00B4YYXB79.USD":"PIMCO BALANCED INCOME AND GROWTH \"E\" (USD) ACC","VET":"朱砂能源","BK4576":"AR","GB00BDT5M118.USD":"天利环球扩展Alpha基金A Acc","IE00BN8TJ469.HKD":"FTGF CLEARBRIDGE TACTICAL DIVIDEND INCOME \"A\" (HKD) INC","BK4533":"AQR资本管理(全球第二大对冲基金)","IE00BJJMRY28.SGD":"Janus Henderson Balanced A Inc SGD","IE00BKDWB100.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5H\" (SGDHDG) ACC","BK4527":"明星科技股","BK4559":"巴菲特持仓","BK4579":"人工智能","BK4588":"碎股","IE00B5949003.HKD":"JANUS HENDERSON GLOBAL TECHNOLOGY AND INNOVATION \"A\" (HKD) ACC","IE00BK4W5L77.USD":"HSBC GLOBAL FUNDS ICAV US EQUITY INDEX \"HC\" (USD) ACC","IE0005OL40V9.USD":"JANUS HENDERSON BALANCED \"A6M\" (USD) INC","BK4552":"Archegos爆仓风波概念","DB":"德意志银行","BK4574":"无人驾驶","IE0009G5SDU7.USD":"PIMCO BALANCED INCOME AND GROWTH \"M\" (USD) INC","EGY":"瓦可能源","AAPL":"苹果","IE000ITXATA3.USD":"PIMCO BALANCED INCOME AND GROWTH \"M\" (USD) ACC","BK4581":"高盛持仓","VTI":"大盘指数ETF-Vanguard MSCI","IE00B1BXHZ80.USD":"Legg Mason ClearBridge - US Appreciation A Acc USD","IE0003U64NQ7.SGD":"PIMCO BALANCED INCOME AND GROWTH \"M\" (SGDHDG) ACC","IE000YTNTUN2.SGD":"PIMCO BALANCED INCOME AND GROWTH \"M\" (SGDHDG)INC","BK4512":"苹果概念","CVE":"Cenovus能源","IE00BKVL7J92.USD":"Legg Mason ClearBridge - US Equity Sustainability Leaders A Acc USD","HK0000320223.HKD":"TAIKANG KAITAI CHINA NEW OPPORTUNITIES FUND \"A\" (HKD) ACC","IE00BJTD4N35.SGD":"Neuberger Berman US Long Short Equity A1  Acc SGD-H","IE00B4JS1V06.HKD":"JANUS HENDERSON BALANCED \"A2\" (HKD) ACC","IE00B7KXQ091.USD":"Janus Henderson Balanced A Inc USD","IE00BLSP4239.USD":"Legg Mason ClearBridge - Tactical Dividend Income A Mdis USD Plus","IE00B775SV38.USD":"NEUBERGER BERMAN US MULTICAP OPPORTUNITIES \"A\" (USD) ACC"},"translate_title":"“有效的愚蠢风险”——投资组合在6年内从25,000美元增至438,000美元的投资者持有股票：排名前11的股票、ETF","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"VTI":1,"VET":1,"EGY":1,"DB":1,"CVE":1,"US10Y.BOND":0.9,"FDN":0.9,"AAPL":0.9,"US12M.BOND":0.9,"US2Y.BOND":0.9,"US30Y.BOND":0.9,"US3Y.BOND":0.9,"US5Y.BOND":0.9,"US6M.BOND":0.9,"US7Y.BOND":0.9},"content_text":"Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below.\nMany Americans use the stock market to build wealth and achieve financial freedom. In 2022, roughly 60% of U.S. households had some stock exposure and the share of Americans trading stocks directly rose to 21% from 2001.\nBut not everyone who invests in stocks becomes wealthy. Investing requires patience, research and wisdom. Let's look at a success story for inspiration and ideas.\nIn July last year, an investor shared his success story, detailed portfolio and tips on r/Dividends, a discussion board on Reddit with over 600,000 members.\nDon't Miss:\n\nThese five entrepreneurs are worth $223 billion – they all believe in one platform that offers a 7-9% target yield with monthly dividends\nWarren Buffett once said, \"If you don't find a way to make money while you sleep, you will work until you die.\" These high-yield real estate notes that pay 7.5% – 9% make earning passive income easier than ever.\n\nFrom $25k to $438K Portfolio and $20,000 in Dividends\nThe investor said he started investing at the age of 44 with $25,000. At the time of his post, he was 50 and his portfolio value had reached $438,000.\nBut that's not it. He had about $20,100 in estimated dividend income from his portfolio.\n\"Wish I’d have started when I was 20, I’d be retired now. Remember it's never too late to start so don't give up,\" he said.\nThe investor said his income averaged about $60,000 to $100,000 per year, but his expenses were low, at around $2,000 per month. He said he always managed to \"dump\" extra cash in the stock market.\n\"I sold anything in my home I didn't need and put the money into the portfolio. You'll be surprised what you can sell on FB Marketplace. I also put an ad on Craigslist saying I would take anything for free. I sold some things people gave me for a few hundred $'s and added this to the portfolio.\"\nTrending: Commercial real estate has historically outperformed the stock market, and this platform allows individuals to invest in commercial real estate with as little as $5,000 offering a 12% target yield with a bonus 1% return boost today!\nHe also shared details on his contributions during the discussion:\n\"Some years I was able to put away up to $35k per year, other years less. I bought index funds and oil stocks at first; my dividends weren't at the forefront because I didn't know any better. Once I had built up a portfolio and interest rates rose, I moved some money from riskier oil stocks to VTI and VUSXX.\"\nPortfolio Value Doubled Thanks to ‘Stupid Risks' In Oil Stocks\nBut how did his portfolio go from $25,000 to $438,000? In addition to compounding, the investor's risky bets paid off.\n\"I managed to double my portfolio by taking some stupid risks in oil stocks that happened to work out well. Could have quite easily gone the other way,\" he said while answering a question.\nThe investor advised Redditors to start investing from whatever they had, even with $50 and let the compounding effect work over the long run. However, he urged investors not to forget the real goal of investing and the purpose of money.\nTrending: This Jeff Bezos-backed startup will allow you to become a landlord in just 10 minutes, and you only need $100.\n\"We spend too much time becoming financially agitated thinking about money. My friend died of cancer at 41 years old and didn't enjoy anything he had saved throughout his working life. Yes, be responsible but enjoy yourself.\"\nHe said that since he started investing late, he took high risks, invested in oil and tech stocks and kept taking profits, with a goal of early retirement. However, he was now investing in a money-market fund to enjoy high yields.\n\"I've owned lots of traditional dividend stocks like AT&T, Verizon and XOM over the years but now I'm heavily in the safety of VUSXX route for now while it's paying 5%.\"\nThe investor shared detailed screenshots of his portfolio. Let's examine some of his biggest positions.\nTrending: Wondering if your investments can get you to a $5,000,000 nest egg? Speak to a financial advisor today. SmartAsset’s free tool matches you up with up to three vetted financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you.\nVanguard Treasury Money Market Fund \nThe Vanguard Treasury Money Market Fund (VUSXX) is a money-market fund that gives investors exposure to U.S. Treasury securities. It was the biggest holding of the investor, whose portfolio went from $25,000 to $438,000. The Vanguard Treasury Money Market Fund invests in short-term treasuries and yields about 5.7% as of August. It's another suitable fund for investors in search of stable monthly income. VUSXX accounted for about 67% of the investor’s total portfolio.\nVanguard Total Stock Market Index Fund ETF\nVanguard Total Stock Market Index Fund ETF Shares (VTI) made up about 20% of the investor’s portfolio. VTI tracks the total stock market, exposing investors to small, mid- and large-cap stocks. About 69% of the fund is allocated to large-cap stocks. The fund’s portfolio includes more than 3,600 stocks. Among the top holdings of the ETF are Apple, Microsoft, Nvidia, Meta Platforms and Amazon.\nSPDR Gold Trust\nSPDR Gold Trust (NYSE:GLD) was the third-largest position of the investor, who saw his portfolio rise from $25,000 to $438,000 and reach $20,000 in annual dividend income. The ETF provides investors with direct exposure to gold’s price movements without physically holding gold bars or coins. It is up about 34% over the past year. \nThe Vanguard Emerging Markets Stock Index Fund ETF \nThe Vanguard Emerging Markets Stock Index Fund ETF (NYSE:VWO) is a suitable option for those looking to gain exposure to emerging markets like China, Taiwan, South Africa and Brazil. VWO tracks the FTSE Emerging Markets All Cap China A Inclusion Index. It also pays quarterly dividends and yields about 2%. Some of the fund’s biggest holdings include Taiwan Semiconductor, PDD Holdings, Infosys and Alibaba, among many others.\nTrending: During market downturns, investors are learning that unlike equities, these high-yield real estate notes that pay 7.5% – 9% are protected by resilient assets, buffering against losses.\nKaleyra Inc.\nThe investor, whose portfolio worth increased from $25,000 to $438,000, had mobile communication services company Kaleyra in his portfolio. In June, Tata Communications announced it would acquire the company for $100 million and debt. Tata completed the acquisition in October and Kaleyra is no longer a publicly listed company.\nVanguard Total Stock Market Index Fund Admiral Shares\nVanguard Total Stock Market Index Fund Admiral Shares (MUTF: VTSAX) was the sixth-biggest holding of the investor, whose portfolio worth rose to $438,000 from $25,000. \nThe ETF exposes investors to the entire U.S. stock market, including small-, mid- and large-cap stocks. Its portfolio consists of more than 3,600 stocks. The fund pays quarterly dividends and yields about 1.2%.\nApple\nThe investor, who earns about $20,000 in annual dividend income and has a portfolio of $438,000, said Apple Inc. (NASDAQ:AAPL) was part of his portfolio. Apple shares have gained about 250% over the past five years and the company has a dividend yield of 0.4%.\nDeutsche Bank\nGerman banking company Deutsche Bank AG (NYSE:DB) is another notable dividend stock in the investor’s portfolio who saw his portfolio jump from $25,000 to $438,000. The stock has a dividend yield of about 2.9%.\nSee Also: If there was a new fund backed by Jeff Bezos offering a 7-9% target yield with monthly dividends would you invest in it?\nVermilion Energy\nVermilion Energy Inc. (NYSE:VET) is a Canadian oil and gas producer with a dividend yield of about 3.5%. The company posted third-quarter results earlier this month. Revenue in the period rose 3.1% year over year.\nCenovus Energy\nCenovus Energy Inc. (NYSE:CVE) is a Canadian oil and natural gas company with a dividend yield of about 3.2%. The stock accounted for about just 0.4% of the investor’s total portfolio. \nVAALCO Energy\nTexas-based VAALCO Energy, Inc. (NYSE:EGY) was another energy dividend stock in the investor’s portfolio. The stock pays a $20,000 dividend income per year and has a dividend yield of about 4.5%.\nInterest Rates Are Falling, But These Yields Aren't Going Anywhere\nLower interest rates mean some investments won't yield what they did in months past, but you don't have to lose those gains. Certain private market real estate investments are giving retail investors the opportunity to capitalize on these high-yield opportunities.\nArrived Home's Private Credit Fund’s has historically paid an annualized dividend yield of 8.1%*, which provides access to a pool of short-term loans backed by residential real estate. The best part? Unlike other private credit funds, this one has a minimum investment of only $100. \nLooking for fractional real estate investment opportunities? The Benzinga Real Estate Screener features the latest offerings.\nThis article 'Stupid Risks That Worked' – Investor Whose Portfolio Went From $25k to $438K in 6 Years Shares Holdings: Top 11 Stocks, ETFs originally appeared on Benzinga.com","kind":null,"is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":1,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.29.1","shortVersion":"4.29.1","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2483008056"}