3 Top Dividend Stocks to Maximize Your Retirement Income

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Strange but true: seniors fear death less than running out of money in retirement. And retirees have good reason to be worried about making their assets last. People are living longer, so that money ...

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People are living longer, so that money ...</p>\n\n<a href=\"https://finance.yahoo.com/news/3-top-dividend-stocks-maximize-141003577.html\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4501","symbol_name":"段永平概念","start_time":0,"source_url":"https://finance.yahoo.com/news/3-top-dividend-stocks-maximize-141003577.html","article_id":"2483836563","we_media_id":null,"thumbnails":["https://s.yimg.com/uu/api/res/1.2/t6.OdXEVKQihFo9otNenfg--~B/aD01NjU7dz05MDA7YXBwaWQ9eXRhY2h5b24-/https://media.zenfs.com/en/zacks.com/4f1a8d86cead9f96536efb147945dcc9"],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2483836563","pubTimestamp":1731507003,"sourceInfo":{"source_id":"yahoofinance","name":"雅虎金融"},"weMediaInfo":null,"summary":"Strange but true: seniors fear death less than running out of money in retirement.And retirees have good reason to be worried about making their assets last. 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However, today's yield is much lower and probably not a viable return option to fund typical retirements.The effect of this drop in rates is substantial: over 20 years, the change in yield for a $1 million investment in 10-year Treasuries is over $1 million.As a replacement for low yielding Treasury bonds , we believe dividend-paying stocks from high q","collect":0,"end_time":0,"defaultTopTitle":"yahoo.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4501":"段永平概念","LU0689472784.USD":"安联收益及增长基金Cl AM AT Acc","BK4081":"电力公用事业","BK4588":"碎股","BK4550":"红杉资本持仓","UPRO":"三倍做多标普500ETF","LU1571399168.USD":"ALLSPRING GLOBAL LONG/SHORT EQUITY \"IP\" (USD) ACC","SH":"标普500反向ETF","LU1064131342.USD":"Fullerton Lux Funds - Global Absolute Alpha A Acc USD","LU0149725797.USD":"汇丰美国股市经济规模基金","SSO":"两倍做多标普500ETF","SG9999001440.SGD":"United Global Dividend Equity Fund A SGD Dist","LU0354030438.USD":"富国美国大盘成长基金Cl A Acc","IE00BFTCPJ56.SGD":"Janus Henderson Global Life Sciences A Acc SGD","LU1551013425.SGD":"Allianz Income and Growth Cl AMg2 DIS H2-SGD","OEX":"标普100","LU1093756168.USD":"FRANKLIN K2 ALTERNATIVE STRATEGIES \"A\" (USD) ACC",".SPX":"S&P 500 Index","IVV":"标普500指数ETF","LU2756315318.SGD":"ALLIANZ INCOME AND GROWTH \"AMG\" (SGDHDG) INC A","IE00B4R5TH58.HKD":"JANUS HENDERSON GLOBAL LIFE SCIENCES \"A2\" (HKD) ACC","SPXU":"三倍做空标普500ETF","OEF":"标普100指数ETF-iShares","POR":"波特兰通用电气","SPY":"标普500ETF","LU1551013342.USD":"Allianz Income and Growth Cl AMg2 DIS USD","FAF":"第一美国","IE0009355771.USD":"骏利亨德森环球生命科技A Acc","LU2242646821.SGD":"Fidelity Global Dividend Plus A-MINCOME(G)-SGD","BK4187":"航天航空与国防","LU1280957306.USD":"THREADNEEDLE (LUX) US CONTRARIAN CORE EQUITIES \"AUP\" (USD) INC","AMGN":"安进","LU1057294990.SGD":"Blackrock World Healthscience A2 SGD-H","IE00BJT1NW94.SGD":"JANUS HENDERSON GLOBAL LIFE SCIENCES \"A2\" (SGDHDG) ACC","LU0889565916.HKD":"FRANKLIN BIOTECHNOLOGY DISCOVERY \"A\" (HKD) ACC","SDS":"两倍做空标普500ETF","BK4139":"生物科技","VOO":"Vanguard标普500ETF","GE":"GE航空航天","BK4206":"工业集团企业","LU1061106388.HKD":"BGF WORLD HEALTHSCIENCE \"A2\" (HKDHDG) ACC"},"translate_title":"3只股息最高的股票可让您的退休收入最大化","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"AMGN":1,"POR":1,"US7Y.BOND":0.9,"US6M.BOND":0.9,"US5Y.BOND":0.9,"US3Y.BOND":0.9,"US30Y.BOND":0.9,"US2Y.BOND":0.9,"FAF":0.9,"US12M.BOND":0.9,"US10Y.BOND":0.9,"VOO":0.6,"OEF":0.6,"OEX":0.6,"SDS":0.6,"SH":0.6,"SPXU":0.6,"SPY":0.6,"SSO":0.6,"UPRO":0.6,".SPX":0.6,"ESmain":0.6,"GE":0.6,"IVV":0.6},"content_text":"Strange but true: seniors fear death less than running out of money in retirement.\nAnd retirees have good reason to be worried about making their assets last. People are living longer, so that money has to cover a longer period. Making matters worse, income generated using tried-and-true retirement planning approaches may not cover expenses these days. That means seniors must dip into principal to meet living expenses.\nThe tried-and-true retirement investing approach of yesterday doesn't work today.\nFor example, 10-year Treasury bonds in the late 1990s offered a yield of around 6.50%, which translated to an income source you could count on. However, today's yield is much lower and probably not a viable return option to fund typical retirements.\nThe effect of this drop in rates is substantial: over 20 years, the change in yield for a $1 million investment in 10-year Treasuries is over $1 million.\nAnd lower bond yields aren't the only potential problem seniors are facing. Today's retirees aren't feeling as secure as they once did about Social Security, either. Benefit checks will still be coming for the foreseeable future, but based on current estimates, Social Security funds will run out of money in 2035.\nHow can you avoid dipping into your principal when the investments you counted on in retirement aren't producing income? You can only cut your expenses so far, and the only other option is to find a different investment vehicle to generate income.\nInvest in Dividend Stocks\nAs a replacement for low yielding Treasury bonds (and other bond options), we believe dividend-paying stocks from high quality companies offer low risk and stable, predictable income investors in retirement seek.\nLook for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions.\nOne approach to recognizing appropriate stocks is to look for companies with an average dividend yield of 3% and positive average annual dividend growth. Numerous stocks hike dividends over time, counterbalancing inflation risks.\nHere are three dividend-paying stocks retirees should consider for their nest egg portfolio.\nAmgen (AMGN) is currently shelling out a dividend of $2.25 per share, with a dividend yield of 3.01%. This compares to the Medical - Biomedical and Genetics industry's yield of 0% and the S&P 500's yield of 1.47%. The company's annualized dividend growth in the past year was 5.63%. Check Amgen dividend history here>>>\n\n\nFirst American Financial (FAF) is paying out a dividend of $0.54 per share at the moment, with a dividend yield of 3.37% compared to the Insurance - Property and Casualty industry's yield of 0.13% and the S&P 500's yield. The annualized dividend growth of the company was 1.89% over the past year. Check First American Financial dividend history here>>>\n\nCurrently paying a dividend of $0.5 per share, \nPortland General Electric (POR) has a dividend yield of 4.24%. This is compared to the Utility - Electric Power industry's yield of 3.3% and the S&P 500's current yield. Annualized dividend growth for the company in the past year was 5.26%. Check Portland General Electric dividend history here>>>\n\n\nBut aren't stocks generally more risky than bonds?\nYes, that's true. As a broad category, bonds carry less risk than stocks. However, the stocks we are talking about - dividend -paying stocks from high-quality companies - can generate income over time and also mitigate the overall volatility of your portfolio compared to the stock market as a whole.\nA silver lining to owning dividend stocks for your retirement portfolio is that many companies, especially blue chip stocks, increase their dividends over time, helping offset the effects of inflation on your potential retirement income.\nThinking about dividend-focused mutual funds or ETFs? Watch out for fees.\nYou may be thinking, \"I like this dividend strategy, but instead of investing in individual stocks, I'm going to find a dividend-focused mutual fund or ETF.\" This approach can make sense, but be aware that some mutual funds and specialized ETFs carry high fees, which may reduce your dividend gains or income, and defeat the goal of this dividend investment approach. If you do wish to invest in a fund, do your research to find the best-quality dividend funds with the lowest fees.\nBottom Line\nPursuing a dividend investing strategy can help protect your retirement portfolio. Whether you choose to invest in stocks or through low-fee mutual funds or ETFs, this approach can potentially help you achieve a more secure and enjoyable retirement.\nWant the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report\nAmgen Inc. (AMGN) : Free Stock Analysis Report\nFirst American Financial Corporation (FAF) : Free Stock Analysis Report\nPortland General Electric Company (POR) : Free Stock Analysis Report\nTo read this article on Zacks.com click here.\nZacks Investment Research","kind":null,"is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.29.2","shortVersion":"4.29.2","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2483836563"}