Which Costco Membership Should You Get in 2025?

Motley Fool11-19

KEY POINTSA Gold Star membership at Costco costs $65 a year, while an Executive membership costs $130.The Executive membership offers the benefit of 2% cash back on purchases.There are questions you ...

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Read on to see which Costco membership could be right for you come January.","collect":0,"end_time":0,"defaultTopTitle":"fool.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"COST":"好市多","LU2210150020.SGD":"Natixis Thematics Subscription Economy R/A SGD","LU0234572021.USD":"高盛美国核心股票组合Acc","LU0820561909.HKD":"ALLIANZ INCOME AND GROWTH \"AM\" (HKD) INC","LU2210149790.SGD":"Natixis Thematics Subscription Economy R/A SGD-H","LU2125154935.USD":"ALLSPRING (LUX) WF GLOBAL EQUITY ENHANCED INCOME \"I\" (USD) INC","LU1069344957.HKD":"AB SICAV I - AMERICAN GROWTH PORTFOLIO \"AD\" (HKD) INC","LU2237438978.USD":"Amundi Funds US Pioneer A2 (C) USD","LU1323610961.USD":"UBS (LUX) EQUITY SICAV - LONG TERM THEMES (USD) \"P\" (USD) ACC","IE00BZ1G4Q59.USD":"LEGG MASON CLEARBRIDGE US EQUITY SUSTAINABILITY LEADER \"A\"(USD) INC (A)","LU0471298694.HKD":"BGF NUTRITION \"A2\" (HKD) ACC","BK4585":"ETF&股票定投概念","LU1066051498.USD":"HSBC GIF GLOBAL EQUITY VOLATILITY FOCUSED \"AM2\" (USD) INC","LU0471298777.SGD":"Blackrock Nutrition A2 SGD-H","LU1066053197.SGD":"HSBC GIF GLOBAL EQUITY VOLATILITY FOCUSED \"AM3\" (SGDHDG) INC","LU0689472784.USD":"安联收益及增长基金Cl AM AT Acc","BK4533":"AQR资本管理(全球第二大对冲基金)","LU0820561818.USD":"安联收益及增长平衡基金Cl AM DIS","IE00BKVL7J92.USD":"Legg Mason ClearBridge - US Equity Sustainability Leaders A Acc USD","LU1551013425.SGD":"Allianz Income and Growth Cl AMg2 DIS H2-SGD","BK4588":"碎股","BK4550":"红杉资本持仓","LU0256863811.USD":"ALLIANZ US EQUITY \"A\" INC","LU1496350171.SGD":"FRANKLIN DIVERSIFIED BALANCED \"A\" (SGDHDG) ACC","LU1035775433.USD":"AB SICAV I - AMERICAN GROWTH PORTFOLIO \"AD\" (USD) INC","LU1496350502.SGD":"FRANKLIN DIVERSIFIED DYNAMIC \"A\" (SGDHDG) ACC","LU1571399168.USD":"ALLSPRING GLOBAL LONG/SHORT EQUITY \"IP\" (USD) ACC","IE00B5TLWC47.USD":"BNY MELLON LONG-TERM GLOBAL EQUITY \"B\" (USD) ACC","LU0943347566.SGD":"安联收益及增长平衡基金AM H2-SGD","LU0234570918.USD":"高盛全球核心股票组合Acc Close","IE0008368304.USD":"STEWART INVESTORS WORLDWIDE LEADERS SUSTAINABILITY FUND \"I\" (USD) ACC","LU2360106947.USD":"BGF NUTRITION \"A4\" (USD) INC","BK4155":"大卖场与超市","BK4581":"高盛持仓","LU0417517546.SGD":"Allianz US Equity Cl AT Acc SGD","BK4596":"哈里斯概念","LU0385154629.USD":"贝莱德营养科学基金A2","BK4504":"桥水持仓","LU1551013342.USD":"Allianz Income and Growth Cl AMg2 DIS USD","LU0079474960.USD":"联博美国增长基金A","LU2360032135.SGD":"ALLSPRING GLOBAL EQUITY ENHANCED INCOME \"A\" (SGDHDG) INC","LU2125154778.USD":"ALLSPRING GLOBAL EQUITY ENHANCED INCOME \"A\" (USD) INC","LU2095319765.USD":"Natixis Thematics Subscription Economy R/A USD"},"translate_title":"2025年你应该获得哪个Costco会员？","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"COST":1},"content_text":"KEY POINTSA Gold Star membership at Costco costs $65 a year, while an Executive membership costs $130.The Executive membership offers the benefit of 2% cash back on purchases.There are questions you can run through to estimate your spending plans and shopping needs for the new year.Costco offers two tiers of membership to choose from. You could pay $65 a year for a basic Gold Star membership, or upgrade to an Executive membership for $130 a year.The Executive membership gives you the benefit of 2% cash back on your purchases in exchange for the higher price. But it's important to make sure you intend to use your membership often enough to recoup the $65 upgrade fee at the very least.If you're not sure which Costco membership will be right for you in 2025, here are some questions to ask yourself that could help you land on the right decision.1. Is my family growing?It may be just you and a spouse for now. But if you're expecting a baby in 2025, you may soon find that you're spending more at Costco on diapers, wipes, and formula.Perhaps you're in the process of adopting a child. If so, having another mouth to feed could increase your grocery spending, making the case for an Executive membership upgrade.2. Am I moving to a home with more storage?Maybe you've shied away from loading up on groceries and household products from Costco in bulk due to a lack of space. But if you're about to sign a mortgage and close on a bigger home with more storage space, then you may find that you're able to buy more of your food and essentials in larger quantities for the savings involved. In that case, you're more likely to get great value out of an Executive membership.3. Am I trying to budget more carefully by cooking more food at home?It's common to make financial resolutions when a new year arrives. If one of yours is to get onto a budget and reduce your spending, then you may find yourself buying more groceries at Costco.Cooking at home more often vs. ordering food and dining out could be a huge money-saver. And in that case, you may find yourself primed to earn extra cash back on an Executive membership.4. Do I have any big vacations planned?Booking a vacation through Costco could save you money while giving you access to extra perks like resort or dining credits at your destination. If you think you'll take a big trip in 2025 and potentially book it through Costco, then an Executive membership upgrade could really pay off.It takes $3,250 in annual Costco spending to recoup the $65 cost of the upgrade. Booking a single vacation package might get you to that point easily.5. Will I be upgrading any appliances or electronics?Appliances and electronics don't last forever. If you think you might get a new fridge or laptop in 2025, and there's a good chance you'll buy one from Costco, then getting the Executive membership could truly pay off.A big purchase like that could put extra cash back in your pocket. Plus, when you buy items in these categories from Costco, you get the benefit of a 90-day return policy. Electronics also come with a free second-year warranty and tech support.All told, if you have reason to believe your Costco spending will increase in 2025, then an Executive membership makes sense. But even if you decide to stick with a Gold Star membership, that doesn't mean cash back at Costco is off the table. If you use the right credit card at the store, you can pocket plenty of rewards.Click here for a list of the best credit cards for Costco shoppers. All of these are worth using whether you stick to a basic membership or upgrade to an Executive membership for 2025.","kind":null,"is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.29.2","shortVersion":"4.29.2","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2484928561"}