Nu Holdings Stock Falls 21% in 3 Months: Is This a Buying Opportunity?

Zacks12-19

Nu Holdings Ltd. NU has delivered impressive performance this year. Its stock has surged 41%, significantly outperforming the industry‘s growth of 10%. However, the stock has faced a recent downturn, ...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2492416367?lang=en_US&edition=fundamental","thumbnail":"https://s.yimg.com/uu/api/res/1.2/fQdAvaW92mX2nsT7hmgaNA--~B/aD01MDg7dz02MjA7YXBwaWQ9eXRhY2h5b24-/https://media.zenfs.com/en/zacks.com/bdd59e6db25ac43e6109a4e27ccf3b72","is_english":true,"pubTime":"2024-12-19 04:00","share_image_url":"https://static.laohu8.com/5f26f4a48f9cb3e29be4d71d3ba8c038","id":"2492416367","market":"us","top_or_hot":-1,"title":"Nu Holdings Stock Falls 21% in 3 Months: Is This a Buying Opportunity?","media":"Zacks","content":"<div>\n<p>Nu Holdings Ltd. NU has delivered impressive performance this year. Its stock has surged 41%, significantly outperforming the industry‘s growth of 10%.\nHowever, the stock has faced a recent downturn, ...</p>\n\n<a href=\"https://finance.yahoo.com/news/nu-holdings-stock-falls-21-200000953.html\">Source Link</a>\n\n</div>\n","source":"yahoofinance","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Nu Holdings Stock Falls 21% in 3 Months: Is This a Buying Opportunity?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nNu Holdings Stock Falls 21% in 3 Months: Is This a Buying Opportunity?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-12-19 04:00 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/nu-holdings-stock-falls-21-200000953.html><strong>Zacks</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Nu Holdings Ltd. NU has delivered impressive performance this year. Its stock has surged 41%, significantly outperforming the industry‘s growth of 10%.\nHowever, the stock has faced a recent downturn, ...</p>\n\n<a href=\"https://finance.yahoo.com/news/nu-holdings-stock-falls-21-200000953.html\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU0050427557.USD","symbol_name":"富达拉丁美洲基金","start_time":0,"source_url":"https://finance.yahoo.com/news/nu-holdings-stock-falls-21-200000953.html","article_id":"2492416367","we_media_id":null,"thumbnails":["https://s.yimg.com/uu/api/res/1.2/fQdAvaW92mX2nsT7hmgaNA--~B/aD01MDg7dz02MjA7YXBwaWQ9eXRhY2h5b24-/https://media.zenfs.com/en/zacks.com/bdd59e6db25ac43e6109a4e27ccf3b72"],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2492416367","pubTimestamp":1734552000,"columns":[],"sourceInfo":{"source_id":"yahoofinance","name":"雅虎金融"},"weMediaInfo":null,"summary":"However, the stock has faced a recent downturn, declining 21% over the past three months, indicating an ongoing correction. In comparison, its peers have shown varied results. Banco Santander  S.A. BSBR dropped 27%, while SoFi Technologies SOFI soared with a remarkable 103% gain during the same period.This recent decline in NU shares raises the question of whether this could be a timely opportunity for investors to buy. Let’s explore the company’s outlook.As a trailblazer in the fintech industry, Nu Holdings leverages a digital-first and scalable business model to drive down operational costs while boosting efficiency. This innovative approach has positioned NU as a disruptor in traditional banking, enhancing financial inclusion and accessibility across its markets. NuBank, NU’s flagship platform, has earned recognition as one of Latin America’s most trusted and prominent brands.NU has also shown strong returns on invested capital , with a trailing 12-month ROIC of 12.5%, well above th","collect":0,"end_time":0,"defaultTopTitle":"yahoo.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"LU0050427557.USD":"富达拉丁美洲基金","LU1861217088.USD":"贝莱德金融科技A2","LU1861220207.SGD":"Blackrock FinTech A2 SGD-H","BK4551":"寇图资本持仓","BK4207":"综合性银行","LU1481012133.USD":"FIDELITY EMERGING MARKETS \"A\" (USDHDG) INC","BK4231":"零售房地产信托","LU2125910500.SGD":"Natixis WCM Global Emerging Markets Equity H-R/A SGD","ROE":"ASTORIA US QUALITY KINGS ETF","LU0196696701.USD":"HSBC GIF BRAZIL EQUITY \"AD\" (USD) INC","BK4549":"软银资本持仓","BSBR":"桑坦德巴西分行","LU0456842615.SGD":"JPMorgan Funds - Emerging Markets Equity A (acc) SGD","NU":"Nu Holdings Ltd.","LU0196696453.USD":"HSBC GIF BRAZIL EQUITY \"AC\" (USD) ACC","LU2360107671.USD":"BGF FINTECH \"A4\" (USD) INC","LU0531971322.HKD":"HSBC GIF BRAZIL EQUITY \"AD\" (HKD) INC","LU0048575426.USD":"FIDELITY EMERGING MARKETS \"A\" INC","LU0261950470.USD":"FIDELITY EMERGING MARKETS \"A\" ACC","LU0251143458.SGD":"Fidelity Emerging Markets A-SGD","LU0449509016.USD":"HSBC GIF BRIC EQUITY \"AC\" (USD) ACC","IE00B1B80R65.USD":"柏瑞拉丁美洲股票A","LU0214875030.USD":"HSBC GIF BRIC EQUITY \"M2C\" (USD) ACC","LU0265267285.USD":"BNP PARIBAS BRAZIL EQUITY \"C\" (USD) INC","LU0265266980.USD":"法巴巴西股票基金","LU0086394185.USD":"SCHRODER ISF LATIN AMERICAN \"A\" (USD) INC AV","LU0256859116.SGD":"施罗德拉丁美洲A Acc SGD","LU0531970944.HKD":"HSBC GIF BRIC EQUITY \"AC\" (HKD) ACC","ROIC":"Retail Opportunity Investments C","BK4080":"零售业房地产投资信托","LU0210535034.USD":"摩根大通拉丁美洲基金","LU0106259046.USD":"施罗德拉丁美洲基金","SOFI":"SoFi Technologies Inc.","BK4535":"淡马锡持仓","BK4166":"消费信贷","LU0254981946.USD":"HSBC GIF BRIC MARKETS EQUITY \"AC\" (USD) ACC","LU0396314238.USD":"abrdn SICAV I - LATIN AMERICAN EQUITY \"A\" (USD) ACC","LU2045819591.USD":"Natixis WCM Global Emerging Markets Equity R/A USD"},"translate_title":"Nu Holdings股价3个月内下跌21%：这是买入机会吗？","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"SOFI":1,"ROIC":1,"ROE":1,"BSBR":1,"NU":0.9},"content_text":"Nu Holdings Ltd. NU has delivered impressive performance this year. Its stock has surged 41%, significantly outperforming the industry‘s growth of 10%.\nHowever, the stock has faced a recent downturn, declining 21% over the past three months, indicating an ongoing correction. In comparison, its peers have shown varied results. Banco Santander (Brasil) S.A. BSBR dropped 27%, while SoFi Technologies SOFI soared with a remarkable 103% gain during the same period.\nImage Source: Zacks Investment Research\nThis recent decline in NU shares raises the question of whether this could be a timely opportunity for investors to buy. Let’s explore the company’s outlook.\nNU: Trailblazing Fintech Leader Redefines Banking Landscape\nAs a trailblazer in the fintech industry, Nu Holdings leverages a digital-first and scalable business model to drive down operational costs while boosting efficiency. This innovative approach has positioned NU as a disruptor in traditional banking, enhancing financial inclusion and accessibility across its markets. NuBank, NU’s flagship platform, has earned recognition as one of Latin America’s most trusted and prominent brands.\nIn Brazil, a market dominated by traditional banking giants, NU has carved out a distinct identity with its innovative cost structure and customer-centric model. Its customer base continues to grow at an impressive pace, propelled by its digital-first strategy. The company is also making substantial strides in expanding its operations across Latin America, particularly in Mexico and Colombia, where adoption is accelerating. With opportunities to penetrate untapped regions, NU’s footprint is poised to expand further. During the third quarter of 2024, the company added 5.2 million customers, bringing its global customer count to 109.7 million. The increasing trend toward digitization is expected to sustain and enhance this growth trajectory.\nNU’s revenue model is highly diversified, encompassing streams such as lending, interchange fees, and marketplace services. This diversification not only mitigates risks but also provides stability during economic uncertainties. The company has consistently demonstrated robust revenue growth, driven by higher monetization of its platform and increased user engagement. Key areas like credit cards and personal loans have significantly contributed to its financial success. In the third quarter, NU reported a remarkable 56% year-over-year increase in revenues.\nNU’s Strong Returns on Capital\nReturn on equity (ROE), a measure of profitability, reflects how effectively a company uses its shareholders' investments to generate earnings. NU’s trailing 12-month ROE is 28.7% compared with the industry’s average of 10.8%.\nImage Source: Zacks Investment Research\nNU has also shown strong returns on invested capital (ROIC), with a trailing 12-month ROIC of 12.5%, well above the industry average of 3.6%.\n\n                                                 Image Source: Zacks Investment Research\nNU’s Promising Top and Bottom-Line Growth\nThe Zacks Consensus Estimate for NU’s 2024 earnings is pegged at 42 cents, indicating 75% growth from the year-ago level. Earnings in 2025 are expected to increase 40% from the prior-year actuals. The company’s sales are expected to grow 47% and 34% year-over-year, respectively, in 2024 and 2025.\nHigh Prospects, But Timing is Key\nNU’s effective business model, strong growth prospects, and expanding customer base contribute to its potential for continued success. However, given the substantial increase in the stock’s price year to date and its recent entry in the correction phase, the stock could experience a further correction. Timing the market is crucial, and potential investors may benefit from waiting for a further dip before buying.\nNU currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.\nWant the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report\nNu Holdings Ltd. (NU) : Free Stock Analysis Report\nBanco Santander Brasil SA (BSBR) : Free Stock Analysis Report\nSoFi Technologies, Inc. (SOFI) : Free Stock Analysis Report\nTo read this article on Zacks.com click here.\nZacks Investment Research","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.29.3","shortVersion":"4.29.3","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2492416367"}