** Electric vehicle maker Rivian Automotive's RIVN.O shares fall 1.9% to $11.15 premarket
** Piper Sandler downgrades stock to "neutral" rating from "overweight" and cuts PT to $13 from $19, representing ~14% upside to stock's last close
** Brokerage says it likes RIVN's strategy, particularly self-reliance in electronics and software
** Adds, it sees a lack of upside catalysts for RIVN in 2025
** Piper Sandler says RIVN is exposed to a potential triple-whammy in 2025
** Co's Department of Energy loan may not get funded; the $7,500 EV tax credit could be canceled that would make R1 leases less attractive or costlier - brokerage
** California could lose its authority to regulate emissions, which would be bad for credit revenue - brokerage
** 11 of 31 brokerages rate the stock "buy" or higher, 16 "hold" and 4 "sell" or lower; their median PT is $14.20 - LSEG
** Up to last close, RIVN shares had fallen ~15% this year
(Reporting by Jaspreet Singh in Bengaluru)
((Jaspreet.Singh@thomsonreuters.com ; https://twitter.com/i_jass))
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