What QCR Holdings (QCRH)'s Downgrade Amid Loan Competition Concerns Means For Shareholders

Simply Wall St.10-15

Earlier this month, D.A. Davidson downgraded QCR Holdings to 'neutral' and flagged growth, profitability, and regulatory risk factors as concerns. Institutional investors and insiders adjusted their ...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2575221764?lang=en_US&edition=fundamental","thumbnail":"https://images.simplywall.st/asset/industry/7013000-choice1-main-header/1585186561056","is_english":true,"pubTime":"2025-10-15 07:26","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2575221764","market":"sg","top_or_hot":-1,"title":"What QCR Holdings (QCRH)'s Downgrade Amid Loan Competition Concerns Means For Shareholders","media":"Simply Wall St.","content":"<div>\n<p>Earlier this month, D.A. Davidson downgraded QCR Holdings to 'neutral' and flagged growth, profitability, and regulatory risk factors as concerns. Institutional investors and insiders adjusted their ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nasdaq-qcrh/qcr-holdings/news/what-qcr-holdings-qcrhs-downgrade-amid-loan-competition-conc\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>What QCR Holdings (QCRH)'s Downgrade Amid Loan Competition Concerns Means For Shareholders</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWhat QCR Holdings (QCRH)'s Downgrade Amid Loan Competition Concerns Means For Shareholders\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-10-15 07:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/banks/nasdaq-qcrh/qcr-holdings/news/what-qcr-holdings-qcrhs-downgrade-amid-loan-competition-conc><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Earlier this month, D.A. Davidson downgraded QCR Holdings to 'neutral' and flagged growth, profitability, and regulatory risk factors as concerns. Institutional investors and insiders adjusted their ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nasdaq-qcrh/qcr-holdings/news/what-qcr-holdings-qcrhs-downgrade-amid-loan-competition-conc\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"QCRH","symbol_name":"QCR Holdings","start_time":0,"source_url":"https://simplywall.st/stocks/us/banks/nasdaq-qcrh/qcr-holdings/news/what-qcr-holdings-qcrhs-downgrade-amid-loan-competition-conc","article_id":"2575221764","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7013000-choice1-main-header/1585186561056"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/banks/nasdaq-qcrh/qcr-holdings/news/what-qcr-holdings-qcrhs-downgrade-amid-loan-competition-conc","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2575221764","pubTimestamp":1760484397,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"Earlier this month, D.A. Davidson downgraded QCR Holdings to 'neutral' and flagged growth, profitability, and regulatory risk factors as concerns.\nInstitutional investors and insiders adjusted their holdings around the same period, reflecting heightened caution amid sector-wide anxieties about credit quality and operational challenges.\nWe'll explore how concerns over affordable housing loan competition may shape QCR Holdings' investment outlook in light of the recent downgrade.\nExplore 26...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":["rate"],"viewcount":null,"language":"en","relate_stocks":{"QCRH":"QCR Holdings"},"translate_title":"QCR Holdings(QCRH)因贷款竞争担忧而下调评级对股东意味着什么","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"QCRH":1.5},"content_text":"Earlier this month, D.A. Davidson downgraded QCR Holdings to 'neutral' and flagged growth, profitability, and regulatory risk factors as concerns. Institutional investors and insiders adjusted their holdings around the same period, reflecting heightened caution amid sector-wide anxieties about credit quality and operational challenges. We'll explore how concerns over affordable housing loan competition may shape QCR Holdings' investment outlook in light of the recent downgrade. Explore 26 top quantum computing companies leading the revolution in next-gen technology and shaping the future with breakthroughs in quantum algorithms, superconducting qubits, and cutting-edge research.AdvertisementQCR Holdings Investment Narrative RecapTo own QCR Holdings, an investor must have confidence in the bank's ability to withstand sector-wide headwinds such as intense competition in affordable housing lending and ongoing regulatory pressure, while capitalizing on its core strengths. The recent D.A. Davidson downgrade and price target reduction shine a light on these near-term risks, but do not appear to materially shift the primary short-term catalyst: sustaining growth in affordable housing and noninterest income. The biggest risk remains a potential setback in this competitive and regulatory-linked market segment. The cutback in holdings by the Public Employees Retirement System of Ohio and a modest insider sale coincided with sector concerns flagged by analysts, highlighting institutional caution. With QCR Holdings set to report third-quarter results soon, investors will be watching for updates on credit quality and loan performance, which directly relate to the catalysts and risks spotlighted by the recent downgrade. By contrast, investors should be aware that QCR Holdings' reliance on LIHTC lending ties its outlook more closely to policy and regulatory uncertainty than some regional peers... Read the full narrative on QCR Holdings (it's free!)QCR Holdings’ narrative projects $549.9 million revenue and $134.4 million earnings by 2028. This requires 19.4% yearly revenue growth and a $21.6 million earnings increase from $112.8 million today.Uncover how QCR Holdings' forecasts yield a $89.30 fair value, a 23% upside to its current price.Exploring Other PerspectivesQCRH Earnings & Revenue Growth as at Oct 2025 Simply Wall St Community fair value estimates for QCR Holdings show a single consensus at US$89.30 per share. As you weigh this against ongoing competitive risks in affordable housing lending, consider how much market participants can differ on what the future holds.Explore another fair value estimate on QCR Holdings - why the stock might be worth as much as 23% more than the current price!Build Your Own QCR Holdings NarrativeDisagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.A great starting point for your QCR Holdings research is our analysis highlighting 4 key rewards that could impact your investment decision.Our free QCR Holdings research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate QCR Holdings' overall financial health at a glance.No Opportunity In QCR Holdings?The market won't wait. These fast-moving stocks are hot now. Grab the list before they run:We've found 18 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free.The end of cancer? These 28 emerging AI stocks are developing tech that will allow early identification of life changing diseases like cancer and Alzheimer's.Trump has pledged to \"unleash\" American oil and gas and these 22 US stocks have developments that are poised to benefit.  This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.Valuation is complex, but we're here to simplify it.Discover if QCR Holdings might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.35.12","shortVersion":"4.35.12","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2575221764","isCrawlerRequest":true}