Plumas Bancorp reported third quarter 2025 net income of $5.1 million, down from $7.8 million in the third quarter of 2024. Net interest income increased by $6.3 million for the quarter, while the provision for credit losses rose by $5.8 million and non-interest expense increased by $4.3 million. The provision for income taxes declined by $1.1 million. Annualized return on average assets was 0.90% for the three months ended September 30, 2025. Shareholder's equity increased by $64 million, or 35%, to $246 million, and book value per share rose by $5.24, or 17%, to $35.38. Borrowings decreased by $48 million to $27 million, while repurchase agreements increased by $77 million to $94 million.
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