TriCo Bancshares (TCBK): Assessing Valuation After Bank Stock Rally on Fed Signals and Upbeat Earnings

Simply Wall St.10-17

TriCo Bancshares (TCBK) shares caught a lift as bank stocks rallied on upbeat third-quarter earnings from major players in the sector. Investors also responded positively to signals that the Federal ...

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Investors also responded positively to signals that the Federal ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nasdaq-tcbk/trico-bancshares/news/trico-bancshares-tcbk-assessing-valuation-after-bank-stock-r\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>TriCo Bancshares (TCBK): Assessing Valuation After Bank Stock Rally on Fed Signals and Upbeat Earnings</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nTriCo Bancshares (TCBK): Assessing Valuation After Bank Stock Rally on Fed Signals and Upbeat Earnings\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-10-17 13:20 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/banks/nasdaq-tcbk/trico-bancshares/news/trico-bancshares-tcbk-assessing-valuation-after-bank-stock-r><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>TriCo Bancshares (TCBK) shares caught a lift as bank stocks rallied on upbeat third-quarter earnings from major players in the sector. Investors also responded positively to signals that the Federal ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nasdaq-tcbk/trico-bancshares/news/trico-bancshares-tcbk-assessing-valuation-after-bank-stock-r\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"TCBK","symbol_name":"TriCo Bancshares","start_time":0,"source_url":"https://simplywall.st/stocks/us/banks/nasdaq-tcbk/trico-bancshares/news/trico-bancshares-tcbk-assessing-valuation-after-bank-stock-r","article_id":"2576087414","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7013000-choice1-main-header/1585186561056"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/banks/nasdaq-tcbk/trico-bancshares/news/trico-bancshares-tcbk-assessing-valuation-after-bank-stock-r","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2576087414","pubTimestamp":1760678446,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"TriCo Bancshares (TCBK) shares caught a lift as bank stocks rallied on upbeat third-quarter earnings from major players in the sector. Investors also responded positively to signals that the Federal Reserve could soon pause its quantitative tightening program, which helped fuel broader market confidence.\nSee our latest analysis for TriCo Bancshares.\nTriCo Bancshares has followed sector momentum, with a recent 1-day share price pullback of 5.1% despite the broader rally in banks after upbeat...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":["earning"],"viewcount":null,"language":"en","relate_stocks":{"TCBK":"TriCo Bancshares"},"translate_title":"TriCo Bancshares(TCBK)：在美联储信号和乐观盈利推动银行股上涨后评估估值","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"US12M.BOND":1.5,"US2Y.BOND":1.5,"US3Y.BOND":1.5,"US5Y.BOND":1.5,"US30Y.BOND":1.5,"US6M.BOND":1.5,"US7Y.BOND":1.5,"US10Y.BOND":1.5,"TCBK":1.5},"content_text":"TriCo Bancshares (TCBK) shares caught a lift as bank stocks rallied on upbeat third-quarter earnings from major players in the sector. Investors also responded positively to signals that the Federal Reserve could soon pause its quantitative tightening program, which helped fuel broader market confidence. See our latest analysis for TriCo Bancshares. TriCo Bancshares has followed sector momentum, with a recent 1-day share price pullback of 5.1% despite the broader rally in banks after upbeat earnings and hints at a more supportive stance from the Fed. Even so, the stock’s five-year total shareholder return stands at an impressive 55%, while performance over the past year has cooled. This suggests that momentum is currently catching its breath rather than accelerating. If the shifts in bank stocks have you rethinking your approach, now might be the perfect time to broaden your outlook and discover fast growing stocks with high insider ownership With TriCo shares trading nearly 19% below analyst targets and fundamentals showing steady growth, is the market overlooking a potential value play? Or is all future upside already reflected in today’s price? AdvertisementPrice-to-Earnings of 11.8x: Is it justified? TriCo Bancshares currently trades at a price-to-earnings (P/E) ratio of 11.8x, slightly above the US Banks industry average of 11.6x. This indicates a modest premium despite recent share price weakness. The price-to-earnings ratio helps investors gauge how much the market is paying for each dollar of earnings. It is a central metric for valuing banks, which are closely watched for stable earnings power and reliable dividends. While TriCo’s P/E signals a valuation higher than the industry median, the market may be expecting slightly steadier earnings or less volatility from the bank. However, this premium is marginal and does not reflect a significant growth assumption or outsized quality rating relative to larger peers. Compared to our estimated fair P/E ratio of 11.5x, the current multiple is also slightly above what would appear justified based on broader market data, suggesting little headroom for further multiple expansion. Explore the SWS fair ratio for TriCo Bancshares Result: Price-to-Earnings of 11.8x (ABOUT RIGHT) However, a slowdown in revenue or weaker net income growth could challenge the current valuation and reduce optimism for a swift recovery. Find out about the key risks to this TriCo Bancshares narrative. Another View: What Does Our DCF Model Say? Taking a different approach, the SWS DCF model values TriCo Bancshares at $66.14 per share. Its current price stands nearly 38% below our estimate of fair value. While multiples suggest the valuation is about right, the DCF method hints that the market might be missing potential upside. Could the real opportunity lie beneath surface-level ratios? Look into how the SWS DCF model arrives at its fair value. TCBK Discounted Cash Flow as at Oct 2025Simply Wall St performs a discounted cash flow (DCF) on every stock in the world every day (check out TriCo Bancshares for example). We show the entire calculation in full. You can track the result in your watchlist or portfolio and be alerted when this changes, or use our stock screener to discover undervalued stocks based on their cash flows. If you save a screener we even alert you when new companies match - so you never miss a potential opportunity.  Build Your Own TriCo Bancshares Narrative If you see things differently or want to dive deeper into the numbers, you can easily craft your own analysis and perspective in under three minutes. Do it your way A good starting point is our analysis highlighting 3 key rewards investors are optimistic about regarding TriCo Bancshares. Looking for More Smart Investment Opportunities? Why settle for just one stock? Unearth fresh sectors and standout companies using these powerful SWS Screeners. Don’t let the next winner pass you by.  Catch the next wave of growth and check out these 24 AI penny stocks as it leads innovation with machine learning breakthroughs and AI-powered solutions. Lock in steady returns and tap into these 20 dividend stocks with yields > 3% with attractive yields and consistent payouts for income-focused investors. Ride the momentum in tomorrow’s financial landscape as you explore these 79 cryptocurrency and blockchain stocks at the forefront of blockchain and digital currency evolution.   This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.Valuation is complex, but we're here to simplify it.Discover if TriCo Bancshares might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. 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