Jim Cramer Predicts Fed Rate Cuts As Regional Banks Stumble: 'Credit Cavalry Is Right On Time'

Benzinga10-17

CNBC’s Jim Cramer declared Thursday that a recent spike in bad bank loans is the signal the Federal Reserve needs to begin cutting interest rates, arguing that the “credit cavalry is right on time” to...

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Here are stocks he's backing and which speculative plays he says to sell now.","collect":0,"end_time":0,"defaultTopTitle":"benzinga.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"KRX":"KBW区域银行业指数","LU1551013342.USD":"Allianz Income and Growth Cl AMg2 DIS USD","USJW.SI":"ALPHAB 3xLongSG261006","LU0208291251.USD":"FRANKLIN MUTUAL U.S. VALUE \"A\" (USD) INC","WAL":"阿莱恩斯西部银行",".IXIC":"NASDAQ Composite","DPST":"Direxion每日三倍做多区域银行股ETF","TSYW.SI":"TESLA 3xLongSG261006","LU0820561818.USD":"安联收益及增长平衡基金Cl AM DIS","QLD":"2倍做多纳斯达克100指数ETF-ProShares","QID":"两倍做空纳斯达克指数ETF-ProShares","IE00BDCRKT87.USD":"PINEBRIDGE GLOBAL DYNAMIC ASSET ALLOCATION \"ADC\" (USD) INC","LU0203345920.USD":"SCHRODER ISF QEP GLB ACT. 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Meanwhile, Western Alliance Bancorp (NYSE:WAL) alleged on Thursday that a borrower had committed fraud.\nCramer called the defaults “cockroaches” that prove a wider credit issue is emerging, a theory previously mentioned by JPMorgan Chase & Co. (NYSE:JPM) CEO Jamie Dimon.\nAfter the bankruptcy of Tricolor Holdings, Dimon said, \"When you see one cockroach, there’s probably more,\" raising red flags across the sector.\nSee Also: OWL Co-CEO Claps Back On Jamie Dimon’s ‘Cockroach’ Remark: ‘Might Be A Lot More Cockroaches At JPMorgan’\nHe argued that the pain from these bad loans will be largely contained within the banking sector. The ultimate effect of lower interest rates, however, will boost the “real economy” stocks—the service and industrial companies that have struggled.\nCramer explained, lower rates make housing more affordable, business expansion easier, and dividend stocks more attractive compared to bonds. He suggested that consumer-packaged goods companies like Campbell’s Co. (NASDAQ:CPB) and General Mills Inc. (NYSE:GIS) are already showing signs of bottoming out in anticipation of this shift.\nWhile championing the prospects for the real economy, Cramer issued a stark warning to investors in speculative stocks. He urged those who have made significant money in high-flying sectors like quantum computing, rocket companies, and critical metals to “ring the darn register” and sell at least part of their holdings.\nComparing the current environment to the 2021 meme stock mania, he cautioned that insiders will eventually sell, and these parabolic moves will not last. “You don’t make money in a stock until you ring the register,” Cramer concluded. “Never confuse stocks with cash.”\nThe S&P 500 index ended 0.63% lower at 6,629.07 on Thursday, whereas the Nasdaq 100 index dipped 0.36% to 24,657.24. On the other hand, Dow Jones fell 0.65% to 45,952.24.\nOn Friday, the futures of the S&P 500, Dow Jones, and Nasdaq 100 indices were trading lower.\nRead Next:\nDisclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.\nImage via Shutterstock","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.35.9","shortVersion":"4.35.9","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2576302910","isCrawlerRequest":true}