United Security Bancshares reported net income of $4.0 million for the third quarter ended September 30, 2025, compared to $3.8 million for the same period in 2024. Net interest margin rose to 4.35% from 4.20% in the prior year quarter. Noninterest income totaled $1.6 million, down from $2.0 million in the third quarter of 2024, primarily due to changes in the fair value of TruPS. For the nine months ended September 30, 2025, net income was $8.9 million, a decrease from $12.3 million for the same period in 2024. Return on average equity for the nine-month period was 8.79%, compared to 12.95% a year earlier. Return on average assets was 0.98%, down from 1.36% in the prior year. The Board declared a cash dividend of $0.12 per share, payable October 21, 2025, to shareholders of record as of October 3, 2025.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Security Bancshares published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001137547-25-000123), on October 16, 2025, and is solely responsible for the information contained therein.
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