WaFd Inc. Reports Fiscal 2025 Net Income of $226 Million, Q4 Net Income of $61 Million

Reuters10-17

<a href="https://laohu8.com/S/WAFD">WaFd</a> Inc. Reports Fiscal 2025 Net Income of $226 Million, Q4 Net Income of $61 Million

WaFd Inc. reported net income of $226.07 million for the fiscal year ended September 30, 2025, up from $200.04 million in the previous year. For the fourth quarter, net income was $60.60 million, a 2% decrease compared to the quarter ended June 30, 2025. Net interest income for the quarter was $169.9 million, up from $168.0 million in the previous quarter. The net interest margin increased to 2.71% from 2.69% in the prior quarter and 2.62% in the same period last year. Non-performing assets rose to $46 million, representing 0.54% of total assets, compared to 0.36% as of June 2025. Loan delinquencies increased to $69 million, or 0.60% of total loans, up from 0.26% as of June 2025. Non-interest income remained flat, while non-interest expense increased by $2.7 million compared to the prior quarter. The efficiency ratio rose to 56.82% from 56.01% in the previous quarter. The effective tax rate for the quarter was 21.93%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. WaFd Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20251016459434) on October 16, 2025, and is solely responsible for the information contained therein.

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Reports Fiscal 2025 Net Income of $226 Million, Q4 Net Income of $61 Million\n    </title></head><body><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n        WaFd Inc. reported net income of $226.07 million for the fiscal year ended September 30, 2025, up from $200.04 million in the previous year. For the fourth quarter, net income was $60.60 million, a 2% decrease compared to the quarter ended June 30, 2025. Net interest income for the quarter was $169.9 million, up from $168.0 million in the previous quarter. The net interest margin increased to 2.71% from 2.69% in the prior quarter and 2.62% in the same period last year. Non-performing assets rose to $46 million, representing 0.54% of total assets, compared to 0.36% as of June 2025. Loan delinquencies increased to $69 million, or 0.60% of total loans, up from 0.26% as of June 2025. 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Reports Fiscal 2025 Net Income of $226 Million, Q4 Net Income of $61 Million\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2025-10-17 05:00</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\" xmlns:newsg2=\"http://iptc.org/std/nar/2006-10-01/\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\"><head><title>\n      <a href=\"https://laohu8.com/S/WAFD\">WaFd</a> Inc. Reports Fiscal 2025 Net Income of $226 Million, Q4 Net Income of $61 Million\n    </title></head><body><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n        WaFd Inc. reported net income of $226.07 million for the fiscal year ended September 30, 2025, up from $200.04 million in the previous year. For the fourth quarter, net income was $60.60 million, a 2% decrease compared to the quarter ended June 30, 2025. Net interest income for the quarter was $169.9 million, up from $168.0 million in the previous quarter. The net interest margin increased to 2.71% from 2.69% in the prior quarter and 2.62% in the same period last year. Non-performing assets rose to $46 million, representing 0.54% of total assets, compared to 0.36% as of June 2025. Loan delinquencies increased to $69 million, or 0.60% of total loans, up from 0.26% as of June 2025. 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