Lender WaFd's Q4 interest income rises on lower cost of deposits

Reuters10-17

Lender <a href="https://laohu8.com/S/WAFD">WaFd</a>'s Q4 interest income rises on lower cost of deposits

Overview

WaFd Inc Q4 net income decreases 2% compared to prior quarter
Net interest income for Q4 rises to $169.9 mln
Company repurchased 969,653 shares at $29.74 per share

Result Drivers

LOAN ORIGINATIONS - Co reports 103% increase in new loan originations over Q3, signaling increased client activity
BUSINESS MODEL SHIFT - Co shifted focus from mortgage lending to business solutions, improving deposit mix
IMPROVED MARGIN - Net interest margin increased to 2.71% due to decreasing cost of deposits and borrowings

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 EPS		$0.72
Q4 Net Interest Income		$169.90 mln
Q4 Net Interest Margin		2.71%

Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for WaFd Inc is $32.50, about 11.1% above its October 15 closing price of $28.89
The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nBwbP1rrva

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"WAFD","symbol_name":"WaFd","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251016:nL2N3VX0ZY:1","article_id":"2576922776","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2576922776","pubTimestamp":1760649676,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Lender WaFd's Q4 interest income rises on lower cost of depositsOverviewWaFd Inc Q4 net income decreases 2% compared to prior quarterNet interest income for Q4 rises to $169.9 mlnCompany repurchased 9","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"WAFD":"WaFd","BK4211":"区域性银行","BK4195":"互助储蓄与抵押信贷金融服务"},"translate_title":"WaFd第四季度利息收入因存款成本下降而上升","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"WAFD":0.9},"content_text":"Lender WaFd's Q4 interest income rises on lower cost of depositsOverviewWaFd Inc Q4 net income decreases 2% compared to prior quarterNet interest income for Q4 rises to $169.9 mlnCompany repurchased 969,653 shares at $29.74 per shareResult DriversLOAN ORIGINATIONS - Co reports 103% increase in new loan originations over Q3, signaling increased client activityBUSINESS MODEL SHIFT - Co shifted focus from mortgage lending to business solutions, improving deposit mixIMPROVED MARGIN - Net interest margin increased to 2.71% due to decreasing cost of deposits and borrowingsKey DetailsMetricBeat/MissActualConsensus EstimateQ4 EPS$0.72Q4 Net Interest Income$169.90 mlnQ4 Net Interest Margin2.71%Analyst CoverageThe current average analyst rating on the shares is \"hold\" and the breakdown of recommendations is no \"strong buy\" or \"buy\", 4 \"hold\" and no \"sell\" or \"strong sell\"The average consensus recommendation for the banks peer group is \"buy.\"Wall Street's median 12-month price target for WaFd Inc is $32.50, about 11.1% above its October 15 closing price of $28.89The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 10 three months agoPress Release: ID:nBwbP1rrvaFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. 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