Eagle Financial Services Inc. reported consolidated net income of $5.58 million for the third quarter ended September 30, 2025, compared to $3.79 million in the same period in 2024. Net interest margin increased to 3.58% from 3.03% a year earlier and 3.42% in the previous quarter. Net interest income rose by $1.5 million, or 9.6%, during the quarter to $17.2 million compared to the second quarter of 2025. Mortgage and SBA loan sales totaled $21.5 million and $6.1 million, respectively, with combined gains on sale of $1.0 million recognized during the quarter. The efficiency ratio declined to 64.06% from 64.91% in the previous quarter. Loans, net of allowance for credit losses, increased by $22.5 million during the quarter. The company announced a quarterly cash dividend of $0.31 per share, payable on November 14, 2025, to shareholders of record on November 3, 2025.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Eagle Financial Services Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: PH05585) on October 23, 2025, and is solely responsible for the information contained therein.
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