Sierra Bancorp Q3 net income falls, but interest margins improve

Reuters10-27

Sierra Bancorp Q3 net income falls, but interest margins improve

Overview

Sierra Bancorp Q3 net income decreases 9% from Q2 to $9.7 mln
Net interest income grows 4% from prior quarter, driven by improved net interest margin
Company repurchased 190,342 shares, boosting EPS despite lower net income

Outlook

Company cites challenging interest rate environment and inflation concerns impacting outlook
Sierra Bancorp optimistic about growth prospects for remainder of 2025

Result Drivers

NET INTEREST INCOME - Growth driven by improved net interest margin and loan yield
ASSET QUALITY - Improvement with reduced nonperforming loans and classified loans
BALANCE SHEET GROWTH - Driven by increase in gross loans and customer deposits

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q3 EPS		$0.72
Q3 Net Income		$9.69 mln
Q3 Net Interest Margin		3.78%

Press Release: ID:nBwbmVJyMa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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