Credit Acceptance Corporation reported consolidated net income of $108.2 million, or $9.43 per diluted share, for the three months ended September 30, 2025. This represents an increase from net income of $78.8 million, or $6.35 per diluted share, for the same period in 2024. Adjusted net income for the third quarter of 2025 was $117.9 million, or $10.28 per diluted share, compared to $114.8 million, or $9.25 per diluted share, in the third quarter of 2024. Adjusted average capital increased by 3.7 percent to $8,699.2 million for the period ended September 30, 2025, compared to $8,387.6 million for the same period in the previous year. The company noted continued modest declines in loan performance but stated that its business model is designed to produce acceptable returns even if loan performance is significantly worse than forecasted.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Credit Acceptance Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9565704-en) on October 30, 2025, and is solely responsible for the information contained therein.
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