OceanFirst Financial Prices $185 Million Subordinated Notes Offering

Reuters10-29
OceanFirst Financial Prices $185 Million Subordinated Notes Offering

OceanFirst Financial Corporation (Nasdaq: OCFC) announced the pricing of a public offering of $185.0 million aggregate principal amount of 6.375% Fixed-to-Floating Rate Subordinated Notes due 2035. The Notes will accrue interest at 6.375% per annum from the original issue date to, but excluding, November 15, 2030, payable semiannually in arrears. From February 15, 2031, interest will accrue at a floating rate per annum equal to a benchmark rate, expected to be Three-Month Term SOFR, plus a spread of 307.5 basis points, payable quarterly in arrears. The offering is expected to close on October 29, 2025, subject to customary closing conditions. OceanFirst estimates net proceeds of approximately $181.9 million, which are intended to be used to repay existing indebtedness, including the redemption in full of its 5.25% Fixed-to-Floating Rate Subordinated Notes due May 15, 2030, support subsidiary growth initiatives, and for general corporate purposes.

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