Overview
Butterfield Q3 2025 revenue beats analyst expectations, driven by higher banking fees
EPS for Q3 2025 exceeds estimates
Company repurchased 0.7 mln shares
Outlook
Company did not provide specific guidance for future quarters or full year
Result Drivers
BANKING FEES - Higher banking fees from increased card volumes and incentives drove net income growth
NET INTEREST INCOME - Improved net interest income due to lower deposit costs and redemption of subordinated debt
CAPITAL MANAGEMENT - Share repurchases and dividends contributed to strong shareholder returns
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q3 Revenue | Beat | $153.30 mln | $147.90 mln (4 Analysts) |
Q3 EPS | Beat | $1.51 | $1.30 (4 Analysts) |
Q3 Core Net Income | $63.30 mln | ||
Q3 Net Income | $61.1 mln | ||
Q3 Net Interest Income | $92.70 mln | ||
Q3 Credit Loss Allowance | $25.70 mln | ||
Q3 Dividend | $0.50 | ||
Q3 Pretax Profit | $62.50 mln |
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for Bank of NT Butterfield & Son Ltd is $50.00, about 16.3% above its October 27 closing price of $41.83
The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 9 three months ago
Press Release: ID:nBw2RpVX5a
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)
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