Bank OZK Highlights Record Net Income and Asset Growth in Investor Presentation

Reuters2025-11-04
Bank OZK Highlights Record Net Income and Asset Growth in Investor Presentation

Bank OZK reported total assets of $41.6 billion, total loans of $32.8 billion, and total deposits of $34.0 billion as of September 30, 2025. For the first nine months of 2025, the bank reported a net interest margin of 4.34%, an efficiency ratio of 35.4%, and an annualized net charge-off ratio of 0.26%. The return on average assets was 1.77%, and the return on average tangible common equity was 14.44%. The tangible common equity to tangible assets ratio stood at 12.44%. In the third quarter of 2025, Bank OZK achieved a record net income available to common stockholders of $180.5 million. The bank's net interest margin for the third quarter was 4.35%, continuing to exceed industry averages. You can access the full presentation through the link below.

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