Disability insurer Unum Group's Q3 EPS misses estimates

Reuters11-04
Disability insurer <a href="https://laohu8.com/S/UNMA">Unum Group</a>'s Q3 EPS misses estimates

Overview

  • Unum Q3 2025 revenue beats analyst expectations, adjusted EPS misses estimates

  • Net income for Q3 2025 was $39.7 mln, down from $645.7 mln in Q3 2024

  • Company completed GAAP reserve updates, resulting in a $377.8 mln net reserve increase

Outlook

  • Company expects fourth-quarter adjusted operating earnings to be reduced by $0.10 per share

Result Drivers

  • PREMIUM GROWTH - Core operations saw 2.9% premium growth on a constant currency basis

  • RESERVE ASSUMPTION UPDATES - GAAP reserve assumption updates resulted in a net reserve increase of $377.8 mln

  • CAPITAL RETURN - Unum returned approximately $980 mln to shareholders year-to-date, including share repurchases and dividends

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q3 Revenue

Beat

$3.37 bln

$3.32 bln (6 Analysts)

Q3 Adjusted EPS

Miss

$2.09

$2.14 (12 Analysts)

Q3 Net Income

$39.7 mln

Q3 Adjusted Operating Income

$357.10 mln

Q3 Pretax Profit

$54.50 mln

Analyst Coverage

  • The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 10 "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"

  • The average consensus recommendation for the life & health insurance peer group is "buy"

  • Wall Street's median 12-month price target for Unum Group is $91.00, about 19.3% above its October 31 closing price of $73.42

  • The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 8 three months ago

Press Release: ID:nBwb6rBvKa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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