Insurance services firm HCI Group's Q3 net income rises on higher premiums

Reuters11-07

Insurance services firm HCI Group's Q3 net income rises on higher premiums

Overview

HCI Group Q3 net income rises to $67.9 mln from $9.4 mln in 2024
Diluted EPS for Q3 increases to $4.90 from $0.52 in 2024
Gross premiums earned in Q3 grow 13.4% yr/yr to $301.1 mln

Outlook

Company did not provide specific forward-looking guidance

Result Drivers

HIGHER PREMIUMS - Gross premiums earned rose 13.4% due to a higher volume of policies in force
REDUCED LOSSES - Losses and loss adjustment expenses decreased due to lower catastrophic event activity and claim frequency
INTEREST EXPENSES - Interest expense decreased

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q3 EPS		$4.90
Q3 Net Income		$67.90 mln

Analyst Coverage

The current average analyst rating on the shares is "strong buy" and the breakdown of recommendations is 5 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"
The average consensus recommendation for the property & casualty insurance peer group is "buy."
Wall Street's median 12-month price target for Hci Group Inc is $197.50, about 3.1% below its November 5 closing price of $203.61
The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nGNX29wgFm

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2581049404?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2025-11-07 06:30","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2581049404","market":"nz","top_or_hot":-1,"title":"Insurance services firm HCI Group's Q3 net income rises on higher premiums","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>Insurance services firm HCI Group's Q3 net income rises on higher premiums</title></head><body><p><span>Overview</span></p><ul><li><p>HCI Group Q3 net income rises to $67.9 mln from $9.4 mln in 2024</p></li><li><p>Diluted EPS for Q3 increases to $4.90 from $0.52 in 2024</p></li><li><p>Gross premiums earned in Q3 grow 13.4% yr/yr to $301.1 mln</p></li></ul><p><span>Outlook</span></p><ul><li><p>Company did not provide specific forward-looking guidance</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>HIGHER PREMIUMS - Gross premiums earned rose 13.4% due to a higher volume of policies in force</p></li><li><p>REDUCED LOSSES - Losses and loss adjustment expenses decreased due to lower catastrophic event activity and claim frequency</p></li><li><p>INTEREST EXPENSES - Interest expense decreased</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q3 EPS</p></td><td></td><td><p>$4.90</p></td><td></td></tr><tr><td><p>Q3 Net Income</p></td><td></td><td><p>$67.90 mln</p></td><td></td></tr></tbody></table><p><span>Analyst Coverage</span></p><ul><li><p>The current average analyst rating on the shares is \"strong buy\" and the breakdown of recommendations is 5 \"strong buy\" or \"buy\", no \"hold\" and no \"sell\" or \"strong sell\"</p></li><li><p>The average consensus recommendation for the property &amp; casualty insurance peer group is \"buy.\"</p></li><li><p>Wall Street's median 12-month price target for Hci Group Inc is $197.50, about 3.1% below its November 5 closing price of $203.61</p></li><li><p>The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 9 three months ago</p></li></ul><p>Press Release: <span>ID:nGNX29wgFm</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Insurance services firm HCI Group's Q3 net income rises on higher premiums</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nInsurance services firm HCI Group's Q3 net income rises on higher premiums\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2025-11-07 06:30</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>Insurance services firm HCI Group's Q3 net income rises on higher premiums</title></head><body><p><span>Overview</span></p><ul><li><p>HCI Group Q3 net income rises to $67.9 mln from $9.4 mln in 2024</p></li><li><p>Diluted EPS for Q3 increases to $4.90 from $0.52 in 2024</p></li><li><p>Gross premiums earned in Q3 grow 13.4% yr/yr to $301.1 mln</p></li></ul><p><span>Outlook</span></p><ul><li><p>Company did not provide specific forward-looking guidance</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>HIGHER PREMIUMS - Gross premiums earned rose 13.4% due to a higher volume of policies in force</p></li><li><p>REDUCED LOSSES - Losses and loss adjustment expenses decreased due to lower catastrophic event activity and claim frequency</p></li><li><p>INTEREST EXPENSES - Interest expense decreased</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q3 EPS</p></td><td></td><td><p>$4.90</p></td><td></td></tr><tr><td><p>Q3 Net Income</p></td><td></td><td><p>$67.90 mln</p></td><td></td></tr></tbody></table><p><span>Analyst Coverage</span></p><ul><li><p>The current average analyst rating on the shares is \"strong buy\" and the breakdown of recommendations is 5 \"strong buy\" or \"buy\", no \"hold\" and no \"sell\" or \"strong sell\"</p></li><li><p>The average consensus recommendation for the property &amp; casualty insurance peer group is \"buy.\"</p></li><li><p>Wall Street's median 12-month price target for Hci Group Inc is $197.50, about 3.1% below its November 5 closing price of $203.61</p></li><li><p>The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 9 three months ago</p></li></ul><p>Press Release: <span>ID:nGNX29wgFm</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4107","symbol_name":"财产与意外伤害保险","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251106:nL1N3WI1O0:1","article_id":"2581049404","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2581049404","pubTimestamp":1762468222,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Insurance services firm HCI Group's Q3 net income rises on higher premiumsOverviewHCI Group Q3 net income rises to $67.9 mln from $9.4 mln in 2024Diluted EPS for Q3 increases to $4.90 from $0.52 in 20","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4107":"财产与意外伤害保险","HCI":"HCI集团"},"translate_title":"保险服务公司HCI Group第三季度净利润因保费上涨而增长","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"HCI":0.9},"content_text":"Insurance services firm HCI Group's Q3 net income rises on higher premiumsOverviewHCI Group Q3 net income rises to $67.9 mln from $9.4 mln in 2024Diluted EPS for Q3 increases to $4.90 from $0.52 in 2024Gross premiums earned in Q3 grow 13.4% yr/yr to $301.1 mlnOutlookCompany did not provide specific forward-looking guidanceResult DriversHIGHER PREMIUMS - Gross premiums earned rose 13.4% due to a higher volume of policies in forceREDUCED LOSSES - Losses and loss adjustment expenses decreased due to lower catastrophic event activity and claim frequencyINTEREST EXPENSES - Interest expense decreasedKey DetailsMetricBeat/MissActualConsensus EstimateQ3 EPS$4.90Q3 Net Income$67.90 mlnAnalyst CoverageThe current average analyst rating on the shares is \"strong buy\" and the breakdown of recommendations is 5 \"strong buy\" or \"buy\", no \"hold\" and no \"sell\" or \"strong sell\"The average consensus recommendation for the property & casualty insurance peer group is \"buy.\"Wall Street's median 12-month price target for Hci Group Inc is $197.50, about 3.1% below its November 5 closing price of $203.61The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 9 three months agoPress Release: ID:nGNX29wgFmFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.35.12","shortVersion":"4.35.12","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2581049404","isCrawlerRequest":true}