Evaluating Wintrust Financial (WTFC): Is There Hidden Value After Recent Share Price Gains?

Simply Wall St.11-10

Wintrust Financial (WTFC) has continued to pique investor interest as its stock posts a month return of 4% and is up 7% over the past 3 months. As questions about the bank sector’s momentum persist, ...

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As questions about the bank sector’s momentum persist, ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nasdaq-wtfc/wintrust-financial/news/evaluating-wintrust-financial-wtfc-is-there-hidden-value-aft\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Evaluating Wintrust Financial (WTFC): Is There Hidden Value After Recent Share Price Gains?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nEvaluating Wintrust Financial (WTFC): Is There Hidden Value After Recent Share Price Gains?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-11-10 05:14 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/banks/nasdaq-wtfc/wintrust-financial/news/evaluating-wintrust-financial-wtfc-is-there-hidden-value-aft><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Wintrust Financial (WTFC) has continued to pique investor interest as its stock posts a month return of 4% and is up 7% over the past 3 months. As questions about the bank sector’s momentum persist, ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nasdaq-wtfc/wintrust-financial/news/evaluating-wintrust-financial-wtfc-is-there-hidden-value-aft\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU1559883803.SGD","symbol_name":"Aberdeen Standard SICAV I - North American Smaller Companies Fund A Acc SGD-H","start_time":0,"source_url":"https://simplywall.st/stocks/us/banks/nasdaq-wtfc/wintrust-financial/news/evaluating-wintrust-financial-wtfc-is-there-hidden-value-aft","article_id":"2582167838","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7013000-choice2-main-header/1585186648241"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/banks/nasdaq-wtfc/wintrust-financial/news/evaluating-wintrust-financial-wtfc-is-there-hidden-value-aft","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2582167838","pubTimestamp":1762722893,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"Wintrust Financial (WTFC) has continued to pique investor interest as its stock posts a month return of 4% and is up 7% over the past 3 months. As questions about the bank sector’s momentum persist, it is worth looking at what is behind these numbers.\nSee our latest analysis for Wintrust Financial.\nThe share price of Wintrust Financial sits at $130.62, reflecting solid momentum in recent weeks and adding to its reputation for steady growth. While banking stocks have had their ups and downs,...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"LU1559883803.SGD":"Aberdeen Standard SICAV I - North American Smaller Companies Fund A Acc SGD-H","WTFC":"信达金融","DCF":"Dreyfus Alcentra Global Credit Income 2024 Target Term Fund, Inc","BK4211":"区域性银行","LU0566484027.USD":"安本美国小盘成长股"},"translate_title":"评估Wintrust Financial(WTFC)：近期股价上涨后是否存在隐藏价值？","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"WTFC":1,"DCF":1},"content_text":"Wintrust Financial (WTFC) has continued to pique investor interest as its stock posts a month return of 4% and is up 7% over the past 3 months. As questions about the bank sector’s momentum persist, it is worth looking at what is behind these numbers. See our latest analysis for Wintrust Financial. The share price of Wintrust Financial sits at $130.62, reflecting solid momentum in recent weeks and adding to its reputation for steady growth. While banking stocks have had their ups and downs, Wintrust’s 1-year total shareholder return of 3.2% is modest. The 3-year figure of 51% shows the company’s longer-term strength and the market’s confidence in its growth potential. If you’re keen to keep your investing radar fresh, now’s a good opportunity to discover fast growing stocks with high insider ownership. Yet with the stock trading almost 20% below average analyst targets and showing a greater discount to intrinsic value, investors are left to wonder if this is still an overlooked opportunity, or if the market has already factored in all the growth ahead. AdvertisementPrice-to-Earnings of 11.9x: Is it justified? WTFC trades at a price-to-earnings (P/E) ratio of 11.9x, which stands out compared to its recent share price performance and signals potential value. The price-to-earnings ratio measures how much investors are paying for each dollar of company earnings. For banks and financial institutions, P/E ratios help investors judge if a stock is valued fairly given its profit-generating ability and outlook. Currently, WTFC’s P/E is slightly lower than both the peer average (12.6x) and the estimated fair P/E ratio (12.1x). This suggests that the market may be somewhat underpricing Wintrust Financial’s current earnings and future strength, considering its history of stable profits and recent earnings acceleration. These numbers hint at a possible market correction toward a higher valuation level over time. Compared to the broader industry, WTFC’s multiple is somewhat above the overall US Banks industry average (11.1x), which means it is priced a little higher than most banks but still retains a margin versus what is considered a fair P/E. If the market closes this gap, it could imply more upside for shareholders if fundamentals remain favorable. Explore the SWS fair ratio for Wintrust Financial Result: Price-to-Earnings of 11.9x (UNDERVALUED) However, risks remain, including sector-wide volatility and uncertainty in economic growth. These factors could challenge valuation optimism in the coming months. Find out about the key risks to this Wintrust Financial narrative. Another View: Discounted Cash Flow Signals Deeper Value Another lens to gauge value is the SWS DCF model, which tries to estimate the company's true worth based on projected future cash flows. According to our DCF analysis, WTFC is trading at a significant discount, with shares priced 44% below our fair value estimate. This gap may indicate a potential bargain for those willing to look past short-term volatility. Look into how the SWS DCF model arrives at its fair value. WTFC Discounted Cash Flow as at Nov 2025Simply Wall St performs a discounted cash flow (DCF) on every stock in the world every day (check out Wintrust Financial for example). We show the entire calculation in full. You can track the result in your watchlist or portfolio and be alerted when this changes, or use our stock screener to discover 876 undervalued stocks based on their cash flows. If you save a screener we even alert you when new companies match - so you never miss a potential opportunity.  Build Your Own Wintrust Financial Narrative If you have a different perspective or want to dig into the numbers yourself, you can assemble your own analysis and story in just a few minutes. Do it your way. A good starting point is our analysis highlighting 5 key rewards investors are optimistic about regarding Wintrust Financial. Looking for More Smart Investment Ideas? Why limit your opportunity to just one stock? Now’s the perfect moment to step onto the fast track with expertly pre-screened investment ideas that could give your portfolio a real edge.  Boost your potential income with reliable payers by checking out these 16 dividend stocks with yields > 3% which deliver attractive yields and consistent growth. Get ahead of emerging tech trends and seize tomorrow’s winners through these 25 AI penny stocks that power innovation across industries. Uncover overlooked value by evaluating these 876 undervalued stocks based on cash flows offering exemplary fundamentals at enticing prices today.   This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.Valuation is complex, but we're here to simplify it.Discover if Wintrust Financial might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. 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