What OppFi (OPFI)'s Strong Q3 Results and Raised Guidance Mean for Shareholders

Simply Wall St.11-10

OppFi Inc. recently reported strong third-quarter 2025 earnings, with revenue rising to US$155.09 million and net income reaching US$41.64 million, alongside a completed share repurchase of 1,751,070 ...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2582181820?lang=en_US&edition=fundamental","thumbnail":"https://images.simplywall.st/asset/industry/7121000-choice2-main-header/1585186688507","is_english":true,"pubTime":"2025-11-10 00:25","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2582181820","market":"us","top_or_hot":-1,"title":"What OppFi (OPFI)'s Strong Q3 Results and Raised Guidance Mean for Shareholders","media":"Simply Wall St.","content":"<div>\n<p>OppFi Inc. recently reported strong third-quarter 2025 earnings, with revenue rising to US$155.09 million and net income reaching US$41.64 million, alongside a completed share repurchase of 1,751,070 ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/diversified-financials/nyse-opfi/oppfi/news/what-oppfi-opfis-strong-q3-results-and-raised-guidance-mean\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>What OppFi (OPFI)'s Strong Q3 Results and Raised Guidance Mean for Shareholders</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWhat OppFi (OPFI)'s Strong Q3 Results and Raised Guidance Mean for Shareholders\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-11-10 00:25 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/diversified-financials/nyse-opfi/oppfi/news/what-oppfi-opfis-strong-q3-results-and-raised-guidance-mean><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>OppFi Inc. recently reported strong third-quarter 2025 earnings, with revenue rising to US$155.09 million and net income reaching US$41.64 million, alongside a completed share repurchase of 1,751,070 ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/diversified-financials/nyse-opfi/oppfi/news/what-oppfi-opfis-strong-q3-results-and-raised-guidance-mean\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4166","symbol_name":"消费信贷","start_time":0,"source_url":"https://simplywall.st/stocks/us/diversified-financials/nyse-opfi/oppfi/news/what-oppfi-opfis-strong-q3-results-and-raised-guidance-mean","article_id":"2582181820","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7121000-choice2-main-header/1585186688507"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/diversified-financials/nyse-opfi/oppfi/news/what-oppfi-opfis-strong-q3-results-and-raised-guidance-mean","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2582181820","pubTimestamp":1762705544,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"OppFi Inc. recently reported strong third-quarter 2025 earnings, with revenue rising to US$155.09 million and net income reaching US$41.64 million, alongside a completed share repurchase of 1,751,070 shares for US$10.93 million by September 30, 2025.\nThe company also raised its full-year revenue guidance to a range of US$590–605 million, reflecting improved business momentum and an optimistic earnings outlook.\nWe'll explore how the raised full-year guidance and third-quarter profitability...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4166":"消费信贷","OPFI":"OppFi Inc."},"translate_title":"OppFi(OPFI)强劲的第三季度业绩和上调的指引对股东意味着什么","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"OPFI":1.5},"content_text":"OppFi Inc. recently reported strong third-quarter 2025 earnings, with revenue rising to US$155.09 million and net income reaching US$41.64 million, alongside a completed share repurchase of 1,751,070 shares for US$10.93 million by September 30, 2025. The company also raised its full-year revenue guidance to a range of US$590–605 million, reflecting improved business momentum and an optimistic earnings outlook. We'll explore how the raised full-year guidance and third-quarter profitability could influence OppFi's investment narrative and future prospects. The end of cancer? These 29 emerging AI stocks are developing tech that will allow early identification of life changing diseases like cancer and Alzheimer's.AdvertisementOppFi Investment Narrative RecapOppFi shareholders are essentially betting on the company’s ability to profitably serve the underserved, subprime credit market, while navigating mounting regulatory and competitive risks. The recent uptick in third-quarter earnings and the raised revenue outlook supports confidence in near-term growth catalysts, but does not fundamentally impact regulatory risk, which remains the most significant concern for the business today. The most relevant announcement is OppFi's decision to raise full-year revenue guidance for 2025 to US$590–605 million. This reflects improved business momentum and aligns with expectations for continued digital adoption and automation driving top-line growth, though potential headwinds from regulation have not diminished in importance. By contrast, investors should remain aware that even with rising revenues, the threat of interest rate caps or new consumer lending regulations looms… Read the full narrative on OppFi (it's free!)OppFi's outlook projects $889.0 million in revenue and $159.4 million in earnings by 2028. This implies a 40.5% annual revenue growth rate and a $192.9 million increase in earnings from the current level of -$33.5 million.Uncover how OppFi's forecasts yield a $14.17 fair value, a 43% upside to its current price.Exploring Other PerspectivesOPFI Community Fair Values as at Nov 2025 Five fair value estimates from the Simply Wall St Community range widely from US$2.38 to US$14.17 per share. With regulatory scrutiny still a pressing risk, consider how your outlook fits alongside such a broad spectrum of investor views.Explore 5 other fair value estimates on OppFi - why the stock might be worth as much as 43% more than the current price!Build Your Own OppFi NarrativeDisagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.A great starting point for your OppFi research is our analysis highlighting 2 key rewards and 2 important warning signs that could impact your investment decision.Our free OppFi research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate OppFi's overall financial health at a glance.Contemplating Other Strategies?Right now could be the best entry point. These picks are fresh from our daily scans. Don't delay:Trump's oil boom is here - pipelines are primed to profit. Discover the 22 US stocks riding the wave.Explore 28 top quantum computing companies leading the revolution in next-gen technology and shaping the future with breakthroughs in quantum algorithms, superconducting qubits, and cutting-edge research.We've found 16 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free.  This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.New: AI Stock Screener & AlertsOur new AI Stock Screener scans the market every day to uncover opportunities.• Dividend Powerhouses (3%+ Yield)• Undervalued Small Caps with Insider Buying• High growth Tech and AI CompaniesOr build your own from over 50 metrics.Explore Now for FreeHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.35.10","shortVersion":"4.35.10","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2582181820","isCrawlerRequest":true}