A 0% VA Loan Can Put Veterans in a Home 4.4 Years Sooner -- Market Talk

Dow Jones11-10

1019 ET - A 0% down Veterans Affairs home loan can help first-time veteran buyers move in 4.4 years sooner than with a typical conventional loan, according to Realtor.com and the National Association of Realtors. NAR found that 74% of first-time VA loan users put 0% down, compared with a 12% median down payment for conventional first-time buyers. With a VA loan, borrowers only need to cover standard closing costs, which are similar for both types of loans. On a typical $430,000 home, a conventional buyer would need roughly $51,600 upfront that a VA loan buyer wouldn't need. For a first-time buyer saving 15% of a median $78,700 annual gross income, it would take about 4.4 years to accumulate that amount. In short, a 0% down VA loan lets buyers enter the market and start building equity years sooner. (chris.wack@wsj.com)

(END) Dow Jones Newswires

November 10, 2025 10:19 ET (15:19 GMT)

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NAR found that 74% of first-time VA loan users put 0% down, compared with a 12% median down payment for conventional first-time buyers. With a VA loan, borrowers only need to cover standard closing costs, which are similar for both types of loans. On a typical $430,000 home, a conventional buyer would need roughly $51,600 upfront that a VA loan buyer wouldn't need. For a first-time buyer saving 15% of a median $78,700 annual gross income, it would take about 4.4 years to accumulate that amount. In short, a 0% down VA loan lets buyers enter the market and start building equity years sooner. (chris.wack@wsj.com) \n</p>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  November 10, 2025 10:19 ET (15:19 GMT)\n</p>\n<p>\n  Copyright (c) 2025 Dow Jones &amp; Company, Inc.\n</p>\n</font>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4111","symbol_name":"出版","start_time":0,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","article_id":"2582808575","we_media_id":"106","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2582808575","pubTimestamp":1762787940,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Dow Jones","introduction":"Dow Jones publishes the world’s most trusted business news and financial information in a variety of media.","home_visible":0,"id":"106","head_image":"https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99"},"summary":"1019 ET - A 0% down Veterans Affairs home loan can help first-time veteran buyers move in 4.4 years sooner than with a typical conventional loan, according to Realtor.com and the National Association of Realtors. 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