Chime Financial posts $28.8 million adjusted EBITDA for Q3 2025

Reuters11-11

Chime Financial posts $28.8 million adjusted EBITDA for Q3 2025

Chime Financial Inc. reported Adjusted EBITDA of $28.8 million for the three months ended September 30, 2025, up from a loss of $13.6 million for the same period in 2024. Adjusted EBITDA margin was 5% compared to -3% in the prior year period. For the nine months ended September 30, 2025, Adjusted EBITDA was $69.9 million, an increase from $4.9 million for the same period in 2024, with an Adjusted EBITDA margin of 4%. Stock-based compensation expense and related payroll tax for the nine-month period was $1,022.7 million, up from $21.7 million in the previous year. Payments revenue is recognized based on interchange fees from purchase transactions made by members using Chime-branded debit and credit cards. In June 2025, Chime completed its IPO, issuing 36.8 million shares of Class A common stock at $27.00 per share, raising net proceeds of $770.6 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Chime Financial Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001795586-25-000019), on November 10, 2025, and is solely responsible for the information contained therein.

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