Press Release: EuroDry Ltd. Reports Results for the Quarter and Nine-Month Period Ended September 30, 2025 and Announces Debt Financing Arrangements for its Two Ultramax Newbuildings

Dow Jones11-13

ATHENS, Greece, Nov. 13, 2025 (GLOBE NEWSWIRE) -- EuroDry Ltd. (NASDAQ: EDRY, the "Company" or "EuroDry"), an owner and operator of drybulk vessels and provider of seaborne transportation for drybulk cargoes, announced today its results for the three and nine-month periods ended September 30, 2025.

Third Quarter 2025 Highlights:

   -- Total net revenues for the quarter of $14.4 million. 
 
   -- Net loss attributable to controlling shareholders, of $0.7 million or 
      $0.24 loss per share basic and diluted. 
 
   -- Adjusted net loss1 attributable to controlling shareholders for the 
      quarter of $0.6 million or $0.23 adjusted loss per share attributable to 
      controlling shareholders basic and diluted. 
 
   -- Adjusted EBITDA1 for the quarter was $4.1 million. 
 
   -- An average of 12.0 vessels were owned and operated during the third 
      quarter of 2025 earning an average time charter equivalent rate of 
      $13,232 per day. 
   -- To-date, about $5.3 million has been used to repurchase 334,674 shares of 
      the Company, under our share repurchase plan of up to $10 million, 
      announced in August 2022. The Board approved the continuation of the 
      share repurchase plan for a further year in August 2025 and will review 
      it again after a period of twelve months. 

Nine Months 2025 Highlights:

   -- Total net revenues of $34.9 million. 
 
   -- Net loss attributable to controlling shareholders was $7.4 million or 
      $2.71 loss per share basic and diluted. 
 
   -- Adjusted net loss1 attributable to controlling shareholders for the 
      period was $9.3 million or $3.39 adjusted loss per share attributable to 
      controlling shareholders basic and diluted1, which excludes among other 
      items the net gain on sale of one of our vessels of $2.1 million. 
 
   -- Adjusted EBITDA1 was $5.0 million. 
 
   -- An average of 12.3 vessels were owned and operated during the first nine 
      months of 2025 earning an average time charter equivalent rate of $10,210 
      per day. Recent developments and financing arrangements: 
   -- 
 
          -- As previously announced, the Company on August 24, 2025, signed an 
             agreement to sell M/V Eirini P., a 76,466 dwt drybulk vessel, 
             built in 2004. The vessel was sold to an unaffiliated third party, 
             for approximately $8.5 million. The vessel was delivered to its 
             buyers on October 21, 2025. The Company recorded a gain on the 
             sale of approximately $0.7 million which has been recorded on 
             delivery of the vessel in October 2025. 
 
          -- On October 30, 2025, the Company signed a term sheet with Eurobank 
             S.A. in order to refinance the loan of M/V Yannis Pittas with a 
             tranche of $13.5 million along with a tranche to partly finance 
             the construction of Hull No XY166 (M/V "Troboni") with an 
             additional loan of up to $26 million for a total loan of up to 
             $39.5 million. The agreement is subject to customary 
             documentation. 
 
          -- On November 3, 2025, the Company signed a loan agreement with 
             Crediabank S.A. for a loan up to $26.9 million to fully finance 
             the remaining pre-delivery instalments during the construction 
             period and partly the final payment at delivery of Hull No XY164 
             (M/V "Aristeidis"). 

__________________________

(1) Adjusted EBITDA, Adjusted net loss attributable to controlling shareholders and Adjusted loss per share attributable to controlling shareholders are not recognized measurements under US GAAP (GAAP) and should not be used in isolation or as a substitute for EuroDry's financial results presented in accordance with GAAP. Refer to a subsequent section of the Press Release for the definitions and reconciliation of these measurements to the most directly comparable financial measures calculated and presented in accordance with GAAP.

Aristides Pittas, Chairman and CEO of EuroDry commented: "During the third quarter of 2025 as well as during the month of October and the beginning of November of 2025, the drybulk market continued improving with average Ultramax spot earnings being just below $15,000/day during the third quarter and exceeding $17,000 /day since the beginning of October, with one year time charter rates for such vessels ranging between $15,000 and $16,000/day during October and November. Similarly, average Kamsarmax earnings have been between $15,000 and $17,000 since the beginning of the third quarter with an upward trend.

"Our results for the third quarter do not reflect this improvement since the majority of our charters had been finalized earlier at lower market levels. We are confident though that this market improvement will be reflected in Q4.

"During the third quarter and the following period, we took significant steps to improve our liquidity by refinancing one of our ships, selling one of our elder vessels and, furthermore, partly financing the pre-delivery payments of our newbuildings, thus, increasing our liquidity by approximately $15 million by the end of 2025. In the context of financing our newbuildings, we welcome Credia Bank to our group of financiers and we look forward to extending our cooperation in the future.

"These steps along with the improved market levels which are expected to result in positive cash flow generation from our fleet put us in a position to continue our fleet renewal and expansion plans in 2026 undeterred by the continuing economic and geopolitical uncertainty for the long term benefit of our shareholders."

Tasos Aslidis, Chief Financial Officer of EuroDry commented: "Comparing our results for the third quarter of 2025 with the same period of 2024, our net revenues slightly decreased by about $0.3 million, due to the decreased number of vessels as compared to the third quarter of 2024. The time charter equivalent rates our vessels earned for the period were approximately at the same levels compared to the time charter equivalent rates our vessels earned in the third quarter of 2024. Operating expenses, including management fees, increased from $6,147 per vessel per day in the third quarter of 2024 to $6,328 in the third quarter of 2025 mainly due to the depreciation of the US dollar, while General and Administrative expenses averaged $685 per vessel per day during the third quarter of 2025 as compared to $704 per vessel per day for the same quarter of last year partly due to lower (non-cash) cost of the Company's stock incentive plan.

"Adjusted EBITDA during the third quarter of 2025 was $4.1 million compared to $0.5 million achieved for the third quarter of last year. As of September 30, 2025, our outstanding debt (excluding the unamortized loan fees) was $97.9 million while unrestricted and restricted cash was $11.9 million. As of the same date, our scheduled debt repayments including balloon payments over the next 12 months amounted to about $12.5 million (excluding the unamortized loan fees) and all our loan covenants are satisfied."

Third Quarter 2025 Results:

For the third quarter of 2025, the Company reported total net revenues of $14.4 million representing a 2.2% decrease over total net revenues of $14.7 million during the third quarter of 2024, which was primarily the result of the decreased average number of vessels operating in the third quarter of 2025 compared to the corresponding period of 2024. On average, 12.0 vessels were owned and operated during the third quarter of 2025 earning an average time charter equivalent rate of $13,232 per day compared to 13.0 vessels in the same period of 2024 earning on average $13,105 per day.

For the third quarter of 2025, voyage expenses, net amounted to $1.2 million compared to $1.5 million for the same period in 2024, mainly reflecting costs related to vessels repositioning between charters and expenses incurred during operational off-hire periods.

Vessel operating expenses decreased to $5.9 million for the third quarter of 2025 from $6.3 million for the third quarter of 2024. The decrease is attributable to the decreased number of vessels operating in the third quarter of 2025 compared to the corresponding period in 2024.

Vessel depreciation for the third quarter of 2025 amounted to $3.1 million, compared to $3.5 million for the same period of 2024. This decrease is again due to the lower number of vessels operating in the third quarter of 2025 as compared to the same period of 2024.

General and administrative expenses remained at the same level of $0.8 million in the third quarter of 2025 and 2024.

Related party management fees for the period remained at the same level of $1.1 million compared to the same period of last year. This was the result of the decreased number of vessels owned and operated in the third quarter of 2025, offset by the adjustment for inflation in the daily vessel management fee, effective from January 1, 2025, increasing it from 810 Euros to 840 Euros and the unfavorable movement of the euro/dollar exchange rate.

During the third quarter of 2025, one of our vessels completed her special survey with drydocking which commenced in the second quarter of 2025, for a total cost of $1.1 million. The additional cost of $0.2 million relates to expenses incurred in relation to an upcoming special survey with drydocking. During the third quarter of 2024, four of our vessels completed their special survey with drydocking, for a total cost of $4.5 million.

Interest and other financing costs for the third quarter of 2025 amounted to $1.7 million compared to $2.0 million for the same period of 2024. Interest expense during the third quarter of 2025 was lower mainly due to the decreased benchmark rates of our loans, partly offset by the increased average debt during the third quarter of 2025, as compared to the same period of last year.

For the three months ended September 30, 2025, the Company recognized a $0.03 million realized gain and a $0.025 unrealized loss on one interest rate swap contract. For the three months ended September 30, 2024, the Company recognized a $0.3 million unrealized loss and a $0.05 million realized gain on one interest rate swap contract.

Interest income for the third quarter of 2025 amounted to $0.15 million compared to $0.02 million interest income for the same period of 2024. The increase in interest income is attributable to higher cash balances maintained during the third quarter of 2025 compared to the corresponding period in 2024.

The Company reported a net loss for the period of $0.5 million and a net loss attributable to controlling shareholders of $0.7 million, as compared to a net loss of $5.2 million and a net loss attributable to controlling shareholders of $4.2 million for the same period of 2024. The net income attributable to the non-controlling interest of $0.2 million in the third quarter of 2025 represents the income attributable to the 39% ownership of the entities owning the M/V Christos K and M/V Maria represented by NRP Project Finance AS ("NRP investors") (the "Partnership").

Adjusted EBITDA for the third quarter of 2025 was $4.1 million compared to $0.5 million achieved during the third quarter of 2024.

Basic and diluted loss per share attributable to controlling shareholders for the third quarter of 2025 was $0.24 calculated on 2,766,597 basic and diluted weighted average number of shares outstanding, compared to loss per share attributable to controlling shareholders of $1.53 calculated on 2,729,603 basic and diluted weighted average number of shares outstanding for the third quarter of 2024.

Excluding the effect on the net loss attributable to controlling shareholders for the quarter of the unrealized loss / (gain) on derivatives, the adjusted loss attributable to controlling shareholders for the quarter ended September 30, 2025 would have been $0.23 per share basic and diluted, compared to adjusted loss attributable to controlling shareholders of $1.42 per share basic and diluted, for the quarter ended September 30, 2024. Usually, security analysts do not include the above item in their published estimates of earnings per share.

First Nine Months 2025 Results:

For the first nine months of 2025, the Company reported total net revenues of $34.9 million representing a 25.1% decrease over total net revenues of $46.6 million during the first nine months of 2024, which was mainly the result of the decreased number of vessels operated during the nine-month period of 2025 compared to the same period of 2024 and the decreased charter rates earned. On average, 12.3 vessels were owned and operated during the first nine months of 2025 earning an average time charter equivalent rate of $10,210 per day compared to 13.0 vessels in the same period of 2024 earning on average $13,339 per day.

For the nine months of 2025, voyage expenses, net, were $3.7 million compared to $5.2 million for the same period in 2024, mainly reflecting costs related to vessels repositioning between charters and expenses incurred during operational off-hire periods.

Vessel operating expenses were $18.7 million for the nine months of 2025 as compared to $19.1 million for the same period of 2024. The decrease is mainly attributable to the decreased number of vessels operating in the first nine months of 2025 compared to the corresponding period of 2024.

Vessel depreciation for the first nine months of 2025 was $9.5 million compared to $10.4 million during the same period of 2024, mainly due to the lower number of vessels operating in the same period.

Related party management fees for the first nine months of 2025 were increased to $3.3 million from $3.2 million for the same period of 2024 as a result of an adjustment for inflation in the daily vessel management fee, effective from January 1, 2025, increasing the daily vessel management fee from 810 Euros to 840 Euros and the unfavorable movement of the euro/dollar exchange rate partly offset by the decreased number of vessels operating during the period.

General and administrative expenses remained at the same levels of $2.4 million compared to the same period of last year.

In the first nine months of 2025, one vessel completed her intermediate survey in water and another one completed her special survey with drydocking for a total cost of $1.5 million. The additional cost of $0.2 million relates to expenses incurred in relation to an upcoming special survey with drydocking. During the same period of 2024, seven of our vessels completed their special survey with drydocking for a total cost of $8.2 million.

On January 29, 2025, the Company signed an agreement to sell M/V Tasos, a 75,100 dwt drybulk vessel, built in 2000, for demolition, for approximately $5 million. The vessel was delivered to its buyers, an unaffiliated third party, on March 17, 2025, resulting in a gain on sale of $2.1 million.

Interest and other financing costs for the first nine months of 2025 amounted to $5.2 million compared to $6.0 million for the same period of 2024. This decrease is mainly due to the decreased benchmark rates of our loans, partly offset by the increased average debt during the first nine months of 2025, as compared to the same period of last year.

For the nine months ended September 30, 2025, the Company recognized a $0.2 million unrealized loss and a $0.1 million realized gain on one interest rate swap. For the nine months ended September 30, 2024, the Company recognized a $0.1 million unrealized loss and a $0.2 million realized gain on one interest rate swap as well as a $1.3 million unrealized gain and $1.0 million realized loss on FFA contracts.

Interest income for the first nine months of 2025 amounted to $0.2 million compared to $0.1 million interest income for the same period of 2024. The increase of interest income is attributable to higher cash balances maintained during the first nine months of 2025 compared to the corresponding period in 2024.

The Company reported a net loss for the period of $7.6 million and a net loss attributable to controlling shareholders of $7.4 million, as compared to a net loss of $7.4 million and a net loss attributable to controlling shareholders of $6.4 million, for the first nine months of 2024. The net loss attributable to the non-controlling interest of $0.2 million in the first nine months of 2025 represents the loss attributable to the 39% ownership of the Partnership.

Adjusted EBITDA for the first nine months of 2025 was $5.0 million compared to $7.6 million achieved during the first nine months of 2024.

Basic and diluted loss per share attributable to controlling shareholders for the first nine months of 2025 was $2.71, calculated on 2,747,171 basic and diluted weighted average number of shares outstanding compared to loss per share attributable to controlling shareholders of $2.34, calculated on 2,724,521 basic and diluted weighted average number of shares outstanding.

Excluding the effect on the net loss attributable to controlling shareholders for the first nine months of the year of the unrealized loss / (gain) on derivatives and the net gain on sale of a vessel, the adjusted loss attributable to controlling shareholders for the nine-month period ended September 30, 2025, would have been $3.39 per share basic and diluted, compared to adjusted loss attributable to controlling shareholders of $2.77 per share basic and diluted, for the nine-month period ended September 30, 2024. As previously mentioned, usually, security analysts do not include the above items in their published estimates of earnings per share.

Fleet Profile:

The EuroDry Ltd. fleet profile is as follows:

 
                                                                 TCE Rate 
Name              Type       Dwt    Year Built  Employment(*)     ($/day) 
--------------  ---------  -------  ----------  -------------  ------------- 
Dry Bulk 
Vessels 
--------------  ---------  -------  ----------  -------------  ------------- 
                                                 Ballasting, 
                                                in search of 
EKATERINI       Kamsarmax  82,006      2018      employment 
--------------  ---------  -------  ----------  -------------  ------------- 
                                                     TC until 
XENIA           Kamsarmax   82,019        2016         Dec-25     $15,000 
--------------  ---------  -------  ----------  -------------  ------------- 
                                                     TC until 
ALEXANDROS P.    Ultramax   63,127        2017         Dec-25     $26,000 
--------------  ---------  -------  ----------  -------------  ------------- 
                                                     TC until 
CHRISTOS K***    Ultramax   63,197        2015         Nov-25     $30,000 
--------------  ---------  -------  ----------  -------------  ------------- 
                                                               Hire 115% of 
                                                                the Average 
                                                                  Baltic 
                                                                 Supramax 
                                                     TC until      S10TC 
YANNIS PITTAS    Ultramax   63,243        2014         Nov-26    index(**) 
--------------  ---------  -------  ----------  -------------  ------------- 
                                                               Hire 115% of 
                                                                the Average 
                                                                  Baltic 
                                                                 Supramax 
                                                     TC until      S10TC 
MARIA***         Ultramax   63,153        2015         Mar-26    index(**) 
--------------  ---------  -------  ----------  -------------  ------------- 
                                                               Hire 115% of 
                                                                the Average 
                                                                  Baltic 
                                                                 Supramax 
                                                     TC until      S10TC 
GOOD HEART       Ultramax   62,996        2014         Mar-26    index(**) 
--------------  ---------  -------  ----------  -------------  ------------- 
                                                               Hire 101% of 
                                                                the Average 
                                                                  Baltic 
                                                                 Supramax 
                                                     TC until      S10TC 
MOLYVOS LUCK     Supramax   57,924        2014        June-26    index(**) 
--------------  ---------  -------  ----------  -------------  ------------- 
                                                     TC until 
SANTA CRUZ        Panamax   76,440        2005         Nov-25     $13,750 
--------------  ---------  -------  ----------  -------------  ------------- 
                                                     TC until 
STARLIGHT         Panamax   75,611        2004         Dec-25     $12,500 
--------------  ---------  -------  ----------  -------------  ------------- 
                                                               $15,800 plus 
                                                     TC until   a GBB(****) 
BLESSED LUCK      Panamax   76,704        2004         Dec-25   of $580,000 
--------------  ---------  -------  ----------  -------------  ------------- 
Total Dry Bulk 
 Vessels               11  766,420 
--------------  ---------  -------  ----------  -------------  ------------- 
 
 
Vessels under construction     Type      Dwt    To be delivered 
---------------------------  --------  -------  --------------- 
SBC XY164 (ARISTEIDIS)       Ultramax  63,500       Q2 2027 
---------------------------  --------  -------  --------------- 
SBC XY166 (TROBONI )         Ultramax  63,500       Q3 2027 
---------------------------  --------  -------  --------------- 
Total under construction            2  127,000 
---------------------------  --------  -------  --------------- 
 

Note:

(*) TC denotes time charter. Charter duration indicates the earliest redelivery date.

(**) The average Baltic Supramax S10TC Index is an index based on ten Supramax time charter routes.

(***) The entity owning the vessel is 61% owned by EuroDry Ltd. and 39% by NRP Investors.

(****) Gross Ballast Bonus.

Summary Fleet Data:

 
                 3 months,      3 months,       9 months,       9 months, 
                   ended          ended           ended           ended 
                 September      September       September       September 
                 30, 2024        30, 2025        30, 2024        30, 2025 
FLEET DATA 
Average number 
 of vessels 
 (1)                  13.0            12.0            13.0            12.3 
Calendar days 
 for fleet (2)     1,196.0         1,104.0         3,562.0         3,351.0 
Scheduled 
 off-hire days 
 incl. laid-up 
 (3)                 105.9            26.3           196.9            34.4 
Available days 
 for fleet (4) 
 = (2) - (3)       1,090.1         1,077.7         3,365.1         3,316.6 
Commercial 
 off-hire days 
 (5)                     -               -             4.5            13.9 
Operational 
 off-hire days 
 (6)                  16.1             7.6            44.9            26.4 
Voyage days for 
 fleet (7) = 
 (4) - (5) - 
 (6)               1,074.0         1,070.1         3,315.7         3,276.3 
Fleet 
 utilization 
 (8) = (7) / 
 (4)                  98.5%           99.3%           98.5%           98.8% 
Fleet 
 utilization, 
 commercial (9) 
 = ((4) - (5)) 
 / (4)               100.0%          100.0%           99.9%           99.6% 
Fleet 
 utilization, 
 operational 
 (10) = ((4) - 
 (6)) / (4)           98.5%           99.3%           98.7%           99.2% 
 
AVERAGE DAILY 
RESULTS 
Time charter 
 equivalent 
 rate (11)          13,105          13,232          13,339          10,210 
Vessel 
 operating 
 expenses excl. 
 drydocking 
 expenses (12)       6,147           6,328           6,242           6,567 
General and 
 administrative 
 expenses (13)         704             685             685             718 
Total vessel 
 operating 
 expenses (14)       6,851           7,013           6,927           7,285 
---------------  ---------      ----------      ----------      ---------- 
Drydocking 
 expenses (15)       3,776           1,184           2,301             515 
---------------  ---------      ----------      ----------      ---------- 
 

(1) Average number of vessels is the number of vessels that constituted the Company's fleet for the relevant period, as measured by the sum of the number of calendar days each vessel was a part of the Company's fleet during the period divided by the number of calendar days in that period.

(2) Calendar days. We define calendar days as the total number of days in a period during which each vessel in our fleet was owned by us including off-hire days associated with major repairs, drydockings or special or intermediate surveys or days of vessels in lay-up. Calendar days are an indicator of the size of our fleet over a period and affect both the amount of revenues and the amount of expenses that we record during that period.

(3) The scheduled off-hire days including vessels laid-up are days associated with scheduled repairs, drydockings or special or intermediate surveys or days of vessels in lay-up.

(4) Available days. We define available days as the total number of Calendar days in a period net of scheduled off-hire days incl. laid up. We use available days to measure the number of days in a period during which vessels were available to generate revenues.

(5) Commercial off-hire days. We define commercial off-hire days as days a vessel is idle without employment.

(6) Operational off-hire days. We define operational off-hire days as days associated with unscheduled repairs or other off-hire time related to the operation of the vessels.

(7) Voyage days. We define voyage days as the total number of days in a period during which each vessel in our fleet was in our possession net of commercial and operational off-hire days. We use voyage days to measure the number of days in a period during which vessels actually generate revenues or are sailing for repositioning purposes.

(8) Fleet utilization. We calculate fleet utilization by dividing the number of our voyage days during a period by the number of our available days during that period. We use fleet utilization to measure a company's efficiency in finding suitable employment for its vessels and minimizing the amount of days that its vessels are off-hire for reasons such as unscheduled repairs or days waiting to find employment.

(9) Fleet utilization, commercial. We calculate commercial fleet utilization by dividing our available days net of commercial off-hire days during a period by our available days during that period.

(10) Fleet utilization, operational. We calculate operational fleet utilization by dividing our available days net of operational off-hire days during a period by our available days during that period.

(11) Average time charter equivalent rate, or average TCE, is a measure of the average daily net revenue performance of our vessels. Our method of calculating average TCE is determined by dividing time charter revenue and voyage charter revenue, if any, net of voyage expenses by voyage days for the relevant time period. Voyage expenses primarily consist of port, canal and fuel costs that are unique to a particular voyage, which would otherwise be paid by the charterer under a time charter contract or are related to repositioning the vessel for the next charter. Average TCE provides additional meaningful information in conjunction with time charter revenue and voyage charter revenue, if any, the most directly comparable GAAP measure, because it assists our management in making decisions regarding the deployment and use of our vessels and because we believe that it provides useful information to investors regarding our financial performance. Average TCE is a standard shipping industry performance measure used primarily to compare period-to-period changes in a shipping company's performance despite changes in the mix of charter types (i.e., spot voyage charters, time charters, pool agreements and bareboat charters) under which the vessels may be employed between the periods. Our definition of average TCE may not be comparable to that used by other companies in the shipping industry.

(12) We calculate daily vessel operating expenses, which include crew costs, provisions, deck and engine stores, lubricating oil, insurance, maintenance and repairs and related party management fees by dividing vessel operating expenses and related party management fees by fleet calendar days for the relevant time period. Drydocking expenses are reported separately.

(13) Daily general and administrative expenses are calculated by us by dividing general and administrative expenses by fleet calendar days for the relevant time period.

(14) Total vessel operating expenses, or TVOE, is a measure of our total expenses associated with operating our vessels. We compute TVOE as the sum of vessel operating expenses, related party management fees and general and administrative expenses; drydocking expenses are not included. Daily TVOE is calculated by dividing TVOE by fleet calendar days for the relevant time period.

(15) Daily drydocking expenses are calculated by us by dividing drydocking expenses by the fleet calendar days for the relevant period. Drydocking expenses include expenses during drydockings that would have been capitalized and amortized under the deferral method. Drydocking expenses could vary substantially from period to period depending on how many vessels underwent drydocking during the period. The Company expenses drydocking expenses as incurred.

Conference Call and Webcast:

Today, November 13, 2025 at 11:30 a.m. Eastern Time, the Company's management will host a conference call and webcast to discuss the results.

Conference Call details:

Participants should dial into the call 10 minutes before the scheduled time using the following numbers: 877 405 1226 (US Toll-Free Dial In) or +1 201 689 7823 (US and Standard International Dial In). Please quote "EuroDry" to the operator and/or conference ID 13757175. Click here for additional participant International Toll -Free access numbers.

Alternatively, participants can register for the call using the call me option for a faster connection to join the conference call. You can enter your phone number and let the system call you right away. Click here for the call me option.

Audio webcast - Slides Presentation:

There will be a live and then archived webcast of the conference call and accompanying slides, available on the Company's website. To listen to the archived audio file, visit our website http://www.eurodry.gr and click on Company Presentations under our Investor Relations page. Participants to the live webcast should register on the website approximately 10 minutes prior to the start of the webcast. The slide presentation for the third quarter ended September 30, 2025, will also be available in PDF format 10 minutes prior to the conference call and webcast, accessible on the company's website (www.eurodry.gr) on the webcast page. Participants to the webcast can download the PDF presentation.

 
                               EuroDry Ltd. 
         Unaudited Consolidated Condensed Statements of Operations 
          (All amounts expressed in U.S. Dollars -- except number 
                                of shares) 
 
                  Three Months  Three Months  Nine Months 
                     Ended         Ended         Ended       Nine Months 
                   September     September     September         Ended 
                      30,           30,           30,        September 30, 
                      2024          2025          2024           2025 
                         (unaudited)                  (unaudited) 
Revenues 
    Time charter 
         revenue   15,574,434    15,343,668    49,393,224    37,144,712 
     Commissions     (860,189)     (952,751)   (2,816,503)   (2,266,771) 
 
 Net revenues      14,714,245    14,390,917    46,576,721    34,877,941 
 
Operating 
expenses 
Voyage expenses, 
             net    1,500,201     1,184,136     5,164,605     3,693,486 
Vessel operating 
        expenses    6,284,099     5,893,652    19,077,803    18,732,381 
      Drydocking 
        expenses    4,515,874     1,307,379     8,194,782     1,726,852 
          Vessel 
    depreciation    3,464,975     3,087,215    10,363,906     9,517,787 
   Related party 
      management 
            fees    1,067,742     1,092,950     3,154,424     3,275,137 
     General and 
  administrative 
        expenses      841,997       756,406     2,439,245     2,404,997 
Net gain on sale 
       of vessel            -             -             -    (2,083,596) 
Total Operating 
 expenses         (17,674,888)  (13,321,738)  (48,394,765)  (37,267,044) 
 
Operating (loss) 
 / income          (2,960,643)    1,069,179    (1,818,044)   (2,389,103) 
 
Other income / 
(expenses) 
    Interest and 
 other financing 
           costs   (1,955,868)   (1,707,695)   (6,046,611)   (5,235,315) 
(Loss) / gain on 
    derivatives, 
             net     (248,277)        3,991       385,329      (110,971) 
Foreign exchange 
            loss      (30,180)      (13,035)      (20,111)      (47,798) 
 Interest income       16,166       145,173        77,717       168,032 
 Other expenses, 
             net   (2,218,159)   (1,571,566)   (5,603,676)   (5,226,052) 
 
        Net loss   (5,178,802)     (502,387)   (7,421,720)   (7,615,155) 
      Net loss / 
        (income) 
 attributable to 
 non-controlling 
        interest      999,403      (171,090)    1,049,482       167,485 
        Net loss 
 attributable to 
     controlling 
    shareholders   (4,179,399)     (673,477)   (6,372,238)   (7,447,670) 
  Loss per share 
 attributable to 
     controlling 
   shareholders, 
       basic and 
         diluted        (1.53)        (0.24)        (2.34)        (2.71) 
----------------  -----------   -----------   -----------   ----------- 
Weighted average 
       number of 
   shares, basic 
     and diluted    2,729,603     2,766,597     2,724,521     2,747,171 
----------------  -----------   -----------   -----------   ----------- 
 
 
EuroDry Ltd. 
 Unaudited Consolidated Condensed Balance Sheets 
 (All amounts expressed in U.S. Dollars -- except number 
 of shares) 
 
                                                   December 31,  September 30, 
                                                       2024           2025 
-------------------------------------------------  ------------  ------------- 
 
ASSETS 
Current Assets: 
  Cash and cash equivalents                           6,711,327      6,712,559 
  Trade accounts receivable, net                      8,433,076      4,055,739 
  Other receivables                                   1,112,856      1,042,532 
  Inventories                                         2,097,083      1,127,702 
  Restricted cash                                     1,587,268      1,966,176 
  Derivative                                            120,675         66,555 
  Prepaid expenses                                      474,488        595,897 
  Asset held for sale                                 2,789,715      7,564,527 
Total current assets                                 23,326,488     23,131,687 
 
Fixed assets: 
  Advances for vessels under construction             7,188,614      7,190,317 
  Vessels, net                                      185,465,570    168,583,842 
Long-term assets: 
  Restricted cash                                     3,610,000      3,200,000 
  Derivative                                            144,523              - 
Total assets                                        219,735,195    202,105,846 
-------------------------------------------------  ------------  ------------- 
 
LIABILITIES, AND SHAREHOLDERS' EQUITY 
Current liabilities: 
  Long term bank loans, current portion              11,810,351     12,237,953 
  Trade accounts payable                              2,668,490      1,910,764 
  Accrued expenses                                    3,854,066      2,397,597 
  Deferred revenue                                      247,294      1,500,538 
  Due to related companies                              181,014        188,460 
Total current liabilities                            18,761,215     18,235,312 
 
Long-term liabilities: 
Long term bank loans, net of current portion         95,381,535     84,883,010 
Derivative                                                    -          9,171 
Total long-term liabilities                          95,381,535     84,892,181 
Total liabilities                                   114,142,750    103,127,493 
 
Shareholders' equity: 
   Common stock (par value $0.01, 200,000,000 
    shares authorized, 2,826,697 issued and 
    outstanding)                                         28,266         28,266 
   Additional paid-in capital                        67,751,242     68,362,305 
   Retained earnings                                 28,958,375     21,510,705 
  Total shareholders' equity attributable to 
   EuroDry Ltd. shareholders                         96,737,883     89,901,276 
   Non-controlling interest                           8,854,562      9,077,077 
Total shareholders' equity                          105,592,445     98,978,353 
  Total liabilities and shareholders' equity        219,735,195    202,105,846 
-------------------------------------------------  ------------  ------------- 
 
 
EuroDry Ltd. 
 Unaudited Consolidated Condensed Statements of Cash 
 Flows 
 (All amounts expressed in U.S. Dollars) 
 
                                           Nine Months      Nine Months 
                                               Ended            Ended 
                                           September 30,    September 30, 
---------------------------------------- 
                                               2024             2025 
----------------------------------------  --------------   -------------- 
 
Cash flows from operating activities: 
Net loss                                      (7,421,720)      (7,615,155) 
Adjustments to reconcile net loss to net 
cash provided by operating activities: 
Vessel depreciation                           10,363,906        9,517,787 
Net gain on sale of vessel                             -       (2,083,596) 
Amortization and write off of deferred 
 charges                                         191,069          216,577 
Share-based compensation                         706,162          611,063 
Unrealized (gain) / loss on derivatives       (1,175,999)         207,814 
Changes in operating assets and 
 liabilities                                   3,089,806        4,317,229 
Net cash provided by operating 
 activities                                    5,753,224        5,171,719 
----------------------------------------  --------------   -------------- 
 
Cash flows from investing activities: 
Cash paid for vessel acquisitions and 
 capitalized expenses                         (1,102,130)        (121,571) 
Net proceeds from vessel sale                          -        4,819,195 
Cash paid for vessels under construction               -           (1,703) 

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