FICO Partners with Plaid to Launch Enhanced UltraFICO Score Using Cash Flow Data

Reuters11-20

FICO Partners with Plaid to Launch Enhanced UltraFICO Score Using Cash Flow Data

Fair Isaac Corporation (FICO) has announced a strategic partnership with Plaid, a leading financial data network, to launch the next-generation cash flow UltraFICO® Score. This collaboration will integrate FICO's established credit scoring with real-time cash flow data from Plaid, offering lenders an enhanced credit score for more comprehensive and inclusive lending decisions. The new solution will utilize consumer-permissioned data from Plaid's network of over 12,000 financial institutions and will be distributed through Plaid's Consumer Reporting Agency, Plaid Check.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fair Isaac Corporation published the original content used to generate this news brief via Business Wire (Ref. ID: 20251120379372) on November 20, 2025, and is solely responsible for the information contained therein.

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This collaboration will integrate FICO's established credit scoring with real-time cash flow data from Plaid, offering lenders an enhanced credit score for more comprehensive and inclusive lending decisions. The new solution will utilize consumer-permissioned data from Plaid's network of over 12,000 financial institutions and will be distributed through Plaid's Consumer Reporting Agency, Plaid Check.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<em>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fair Isaac Corporation published the original content used to generate this news brief via Business Wire (Ref. 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