National Bankshares Inc. reports Q2 net income of $2.3 million

Reuters11-18
<a href="https://laohu8.com/S/NKSH">National Bankshares</a> Inc. reports <a href="https://laohu8.com/S/QTWO">Q2</a> net income of $2.3 million

National Bankshares Inc. reported net income of $2.3 million, or $0.36 per common share, for the second quarter of 2025. Core net income, excluding a $1.98 million pre-tax core banking system upgrade expense, was $3.9 million, or $0.61 per share. As of June 30, 2025, the company had assets of $1.8 billion, gross loans of $1.0 billion, deposits totaling $1.6 billion, and shareholders' equity of $169 million. The core return on average assets was 0.9%, core return on average tangible common equity was 10.0%, and the core efficiency ratio stood at 63.7%. Recent business developments include the completion of a core banking system upgrade and a leadership transition, with Lara Ramsey succeeding Brad Denardo as President and CEO, effective July 1, 2025.

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