National Bankshares Inc. reported net income of $2.3 million, or $0.36 per common share, for the second quarter of 2025. Core net income, excluding a $1.98 million pre-tax core banking system upgrade expense, was $3.9 million, or $0.61 per share. As of June 30, 2025, the company had assets of $1.8 billion, gross loans of $1.0 billion, deposits totaling $1.6 billion, and shareholders' equity of $169 million. The core return on average assets was 0.9%, core return on average tangible common equity was 10.0%, and the core efficiency ratio stood at 63.7%. Recent business developments include the completion of a core banking system upgrade and a leadership transition, with Lara Ramsey succeeding Brad Denardo as President and CEO, effective July 1, 2025.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. National Bankshares Inc. published the original content used to generate this news brief on November 17, 2025, and is solely responsible for the information contained therein.
Comments