X Financial Q3 revenue rises 23.9% year-over-year to $275.5 million

Reuters11-21

X Financial Q3 revenue rises 23.9% year-over-year to $275.5 million

X Financial reported total net revenue of $275.5 million for the third quarter of 2025, representing a 23.9% increase year-over-year and a 13.7% decrease quarter-over-quarter. The total loan amount facilitated and originated was RMB 33.6 billion (approximately $4.7 billion), up 18.7% from the previous year but down 13.7% from the previous quarter. Net income per ADS-basic was 10.6, down 16.2% quarter-over-quarter and up 34.4% year-over-year. The company attributed the sequential declines to moderating borrower activity and a more cautious lending environment, with increased emphasis on asset quality and risk management. For the fourth quarter of 2025, X Financial expects loan originations to be in the range of RMB 21.0-23.0 billion, and full-year 2025 loan originations are projected to reach RMB 128.8-130.8 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. X Financial published the original content used to generate this news brief via PR Newswire (Ref. ID: CN28490) on November 20, 2025, and is solely responsible for the information contained therein.

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