A Look at SLM Corporation (SLM) Valuation Following Strong Private Loan Growth and Improved Credit Provisions

Simply Wall St.11-23

SLM (SLM) delivered its latest financial results with higher private education loan originations and a decrease in provision for credit losses after a large loan sale. This offers investors a closer ...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2585481346?lang=en_US&edition=fundamental","thumbnail":"https://images.simplywall.st/asset/industry/7121000-choice1-main-header/1585186619635","is_english":true,"pubTime":"2025-11-23 21:20","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2585481346","market":"us","top_or_hot":-1,"title":"A Look at SLM Corporation (SLM) Valuation Following Strong Private Loan Growth and Improved Credit Provisions","media":"Simply Wall St.","content":"<div>\n<p>SLM (SLM) delivered its latest financial results with higher private education loan originations and a decrease in provision for credit losses after a large loan sale. This offers investors a closer ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/diversified-financials/nasdaq-slm/slm/news/a-look-at-slm-corporation-slm-valuation-following-strong-pri\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A Look at SLM Corporation (SLM) Valuation Following Strong Private Loan Growth and Improved Credit Provisions</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA Look at SLM Corporation (SLM) Valuation Following Strong Private Loan Growth and Improved Credit Provisions\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-11-23 21:20 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/diversified-financials/nasdaq-slm/slm/news/a-look-at-slm-corporation-slm-valuation-following-strong-pri><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>SLM (SLM) delivered its latest financial results with higher private education loan originations and a decrease in provision for credit losses after a large loan sale. This offers investors a closer ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/diversified-financials/nasdaq-slm/slm/news/a-look-at-slm-corporation-slm-valuation-following-strong-pri\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4166","symbol_name":"消费信贷","start_time":0,"source_url":"https://simplywall.st/stocks/us/diversified-financials/nasdaq-slm/slm/news/a-look-at-slm-corporation-slm-valuation-following-strong-pri","article_id":"2585481346","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7121000-choice1-main-header/1585186619635"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/diversified-financials/nasdaq-slm/slm/news/a-look-at-slm-corporation-slm-valuation-following-strong-pri","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2585481346","pubTimestamp":1763904000,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"SLM (SLM) delivered its latest financial results with higher private education loan originations and a decrease in provision for credit losses after a large loan sale. This offers investors a closer look at its ongoing capital management.\nSee our latest analysis for SLM.\nSLM’s steady operational improvements seem to be making an impact on investor sentiment, with a 1-year total shareholder return of 4.6% that’s well ahead of the latest share price gains. While recent returns have been modest,...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4166":"消费信贷","LU2517655028.SGD":"WELLINGTON NEXT GENERATION EDUCATION \"A\" (SGDHDG) ACC","SLM":"学贷美","BK7095":"多种金属与采矿","LU2517655291.USD":"WELLINGTON NEXT GENERATION EDUCATION \"A\" (USD) ACC","SLM.AU":"SOLIS MINERALS LTD","LU2517655374.HKD":"WELLINGTON NEXT GENERATION EDUCATION \"A\" (HKD) ACC"},"translate_title":"私人贷款强劲增长和信贷拨备改善后SLM Corporation(SLM)估值一览","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"SLM":1,"SLM.AU":1.5},"content_text":"SLM (SLM) delivered its latest financial results with higher private education loan originations and a decrease in provision for credit losses after a large loan sale. This offers investors a closer look at its ongoing capital management. See our latest analysis for SLM. SLM’s steady operational improvements seem to be making an impact on investor sentiment, with a 1-year total shareholder return of 4.6% that’s well ahead of the latest share price gains. While recent returns have been modest, momentum has built impressively over the longer term. The three- and five-year total shareholder returns stand out at nearly 75% and 180% respectively. If stable profits and new lending spark your curiosity, now is a prime moment to broaden your search and discover fast growing stocks with high insider ownership With SLM now trading at a notable discount to many analyst targets and showing steady financial progress, the key question is whether there is still unrecognized value for buyers or if expectations for future growth are already fully reflected in the price. AdvertisementMost Popular Narrative: 19.7% Undervalued SLM's most cited narrative sees fair value well above its last close, highlighting a potential pricing gap that has piqued the market’s attention. This outlook draws from a blend of projected growth, sector shifts, and profitability assumptions that are driving anticipation for deeper upside.  The recently enacted federal student loan reforms, which cap borrowing under Parent PLUS and eliminate Grad PLUS, are expected to shift $4.5 to $5 billion in annual loan volume from the federal to the private market, directly expanding SLM's addressable market. This is poised to drive higher revenue growth beginning in 2027 as the impact phases in. SLM is well positioned to capture this incremental private loan opportunity due to its dominant share, deep school relationships, disciplined underwriting, and leading digital origination platform, supporting long-term growth in loan originations and sustaining or improving net interest income.  Read the complete narrative. Want to see what’s behind this bold valuation? There’s a secret mix of big market changes, rising profit margins, and ambitious growth targets. But the real surprise is just how aggressive the outlook is. Ready to discover the full story? Result: Fair Value of $34.73 (UNDERVALUED) Have a read of the narrative in full and understand what's behind the forecasts. However, persistent credit pressures or competition from larger players could dampen SLM’s growth story. This may prompt investors to reconsider the optimistic outlook. Find out about the key risks to this SLM narrative.  Build Your Own SLM Narrative If you have a different view or want a deeper hands-on look at the numbers, you can build your own perspective in just a few minutes. Do it your way A great starting point for your SLM research is our analysis highlighting 4 key rewards and 3 important warning signs that could impact your investment decision. Looking for more investment ideas? Join thousands of investors taking advantage of tomorrow’s growth by using these hand-picked investment screens designed for smarter moves and hidden opportunities.  Catch potential market upturns by checking out these 927 undervalued stocks based on cash flows, where you can spot stocks trading below their real worth with strong fundamentals. Tap into the unstoppable rise of artificial intelligence by seeing which companies are fueling innovation through these 26 AI penny stocks. Target new income streams and cushion volatility by exploring these 16 dividend stocks with yields > 3%, which offers robust yields over 3% for steady portfolio growth.   This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.New: Manage All Your Stock Portfolios in One PlaceWe've created the ultimate portfolio companion for stock investors, and it's free.• Connect an unlimited number of Portfolios and see your total in one currency• Be alerted to new Warning Signs or Risks via email or mobile• Track the Fair Value of your stocksTry a Demo Portfolio for FreeHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.35.9","shortVersion":"4.35.9","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2585481346","isCrawlerRequest":true}