Why AI Agents Can Buy Your Groceries, But Not Much Else Yet

Benzinga_recent_news11-25

AI agents handle grocery purchases effectively, but broader transaction capabilities remain limited despite infrastructure announcements from major players. OpenAI, Stripe, Inc. (NASDAQ:STNE), Shopify...

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(NASDAQ:STNE), Shopify...</p>\n\n<a href=\"https://www.benzinga.com/news/25/11/49041039/why-ai-agents-can-buy-your-groceries-but-not-much-else-yet\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"IE0009356076.USD","symbol_name":"JANUS HENDERSON GLOBAL TECHNOLOGY AND INNOVATION \"A2\" (USD) ACC","start_time":0,"source_url":"https://www.benzinga.com/news/25/11/49041039/why-ai-agents-can-buy-your-groceries-but-not-much-else-yet","article_id":"2586923074","we_media_id":null,"thumbnails":["https://cdn.benzinga.com/files/images/story/2025/11/24/Artificial-Intelligence-And-Human-Hand-T.jpeg?optimize=medium&dpr=2&auto=webp&width=240"],"rights":{"source":"benzinga_recent_news","url":"https://www.benzinga.com/news/25/11/49041039/why-ai-agents-can-buy-your-groceries-but-not-much-else-yet","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2586923074","pubTimestamp":1764011280,"columns":[],"sourceInfo":{"source_id":"benzinga_recent_news","name":"Benzinga"},"weMediaInfo":null,"summary":"Major payment companies are in the merchant acceptance phase of agentic commerce, with platforms like Shopify and PayPal driving protocol adoption despite awareness and fraud challenges.","collect":0,"end_time":0,"defaultTopTitle":"benzinga.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"IE0009356076.USD":"JANUS HENDERSON GLOBAL TECHNOLOGY AND INNOVATION \"A2\" (USD) ACC","AI":"C3.ai, Inc.","LU1803068979.SGD":"FTIF - Franklin Technology A (acc) SGD-H1","SG9999017495.SGD":"UGDP UNITED GLOBAL QUALITY GROWTH \"B\" (SGD) ACC","LU1035775433.USD":"AB SICAV I - AMERICAN GROWTH PORTFOLIO \"AD\" (USD) INC","STNE":"StoneCo","LU0476273544.USD":"CT (LUX) I GLOBAL TECHNOLOGY \"BU\" (USD) ACC","LU0061474960.USD":"天利环球焦点基金AU Acc","LU1267930573.SGD":"TEMPLETON GLOBAL \"AA\" (SGD) ACC A","LSPD":"Lightspeed POS Inc","LU1934455277.USD":"AB SICAV I LOW VOLATILITY TOTAL RETURN EQUITY PORT \"AD\" (USD) INC","LU1720051108.HKD":"ALLIANZ GLOBAL ARTIFICIAL INTELLIGENCE \"AT\" (HKD) ACC","SG9999014898.SGD":"United Global Quality Growth Fund Dis SGD","SGXZ31699556.SGD":"UGDP UNITED GLOBAL QUALITY GROWTH \"C\" (SGDHDG) ACC","LU0158827781.USD":" ALLIANZ GLOBAL SUSTAINABILITY \"AT\" (USD) ACC","LU1691799644.USD":"Amundi Funds Polen Capital Global Growth A2 (C) USD","SG9999014914.USD":"UNITED GLOBAL QUALITY GROWTH (USDHDG) INC","LU0690374615.EUR":"FUNDSMITH EQUITY \"R\" (EUR) ACC","LU0868494617.USD":"UBS (LUX) EQUITY SICAV - US TOTAL YIELD SUSTAINABLE \"P\" (USD) ACC","LU1429558221.USD":"Natixis Loomis Sayles US Growth Equity RA USD","BK4023":"应用软件","SG9999018857.SGD":"United Global Quality Growth Fd Cl Acc SGD-H","IE0004091025.USD":"BNY MELLON GLOBAL OPPORTUNITIES \"B\" (USD) ACC","LU0820561818.USD":"安联收益及增长平衡基金Cl AM DIS","MA":"万事达","LU1861220207.SGD":"Blackrock FinTech A2 SGD-H","LU2361044949.HKD":"WELLINGTON US QUALITY GROWTH \"A\" (HKD) ACC","LU0069063385.USD":"SUSTAINABLE GLOBAL THEMATIC PORTFOLIO \"A\" (USD) ACC","LU0889565833.HKD":"FRANKLIN TECHNOLOGY \"A\" (HKD) ACC","LU1815333072.USD":"THREADNEEDLE (LUX) GLOBAL FOCUS \"AUP\" (USD) INC","V":"Visa","SG9999014880.SGD":"大华全球优质成长基金Acc SGD","BK4585":"ETF&股票定投概念","GB00B4LPDJ14.GBP":"FUNDSMITH EQUITY \"R\" (GBP) ACC","LU2404859741.USD":"FUNDSMITH EQUITY FUND \"R\" (USD) INC","SGXZ51526630.SGD":"大华环球创新基金A Acc SGD","LU1629891620.HKD":"ALLIANZ INCOME AND GROWTH \"AMG2\" (H2-HKD) INC","IE00BFSS7M15.SGD":"Janus Henderson Balanced A Acc SGD-H","PYPL":"PayPal","SHOP":"Shopify Inc","IE00BKDWB100.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5H\" (SGDHDG) ACC","LU2404859667.USD":"FUNDSMITH EQUITY FUND \"R\" (USD) ACC","LU0210536198.USD":"JPM US GROWTH \"A\" ACC","LU1043141123.HKD":"NINETY ONE GSF GLOBAL FRANCHISE \"A\" (HKD) INC 2","IE00B19Z9505.USD":"美盛-美国大盘成长股A Acc","LU2237438978.USD":"Amundi Funds US Pioneer A2 (C) USD","LU0690374961.EUR":"FUNDSMITH EQUITY \"R\" (EUR) INC","LU2023250504.SGD":"Allianz Thematica Cl AMg DIS H2-SGD","LU2896262040.SGD":"JPM US GROWTH FUND \"A\" (SGD) ACC","IE00BZ1G4Q59.USD":"LEGG MASON CLEARBRIDGE US EQUITY SUSTAINABILITY LEADER \"A\"(USD) INC (A)"},"translate_title":"为什么人工智能代理可以购买你的杂货，但还不能购买太多其他东西","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"LSPD":1,"STNE":1,"V":1,"PYPL":1,"AI":0.82,"MA":1,"SHOP":1},"content_text":"AI agents handle grocery purchases effectively, but broader transaction capabilities remain limited despite infrastructure announcements from major players.\nOpenAI, Stripe, Inc. (NASDAQ:STNE), Shopify Inc. (NYSE:SHOP), Visa Inc. (NYSE:V), Mastercard Inc. (NYSE:MA) and PayPal Holdings Inc. (NASDAQ:PYPL) have announced products targeting agentic commerce. The announcements lack specifics, but the underlying technology signals preparation for AI agents to execute most consumer transactions. The industry remains in the first phase of this transition, with unresolved questions around fraud prevention, risk management and agent identification.\nThe Payments Chicken-And-Egg Problem\nPayment companies face a fundamental question: start with merchants or consumers. Issuing banks rarely serve as entry points.\nTwo decades ago, merchant payments dominated as the preferred starting point. Block, Inc. (NYSE:SQ), then Square, emerged in 2009 when small merchants struggled with card processing costs. Local businesses set card payment minimums or operated cash-only. Apple Pay didn’t exist in the U.S., creating demand for merchant-focused payment solutions.\nThis wave produced Stripe (merchant payment technology for startups), Lightspeed Commerce Inc. (NYSE:LSPD) (restaurant payments), Block (small business processing, banking and capital) and vertical fintech companies like Shopify. These companies generated trillions in economic value over 25 years.\nSolving Merchant Acceptance In AI\nMerchant acceptance for AI transactions should prove straightforward in theory. Companies want engaged users who make purchases and generate revenue. The infrastructure already exists.\nIn practice, the process moves slowly compared to typical tech adoption cycles, though payment industry veterans consider this their fastest-moving project.\nWhen Apple Pay launched, large retailers joined quickly while smaller merchants lagged. This cycle differs because platforms like Shopify and PayPal specialize in solving technology adoption challenges for merchants.\nThe challenge centers on awareness and motivation. Smaller merchants unfamiliar with agentic commerce face navigation difficulties. A startup consumer packaged goods brand in Los Angeles differs from a 40-store furniture retailer in Arizona. Even with available technology, someone must convince merchants to adopt the new protocol (except in the PayPal-Mastercard case, according to public relations materials).\nThe AI Anomaly\nCan AI agents complete purchases without merchant involvement? Tests suggest yes. Models demonstrate sufficient intelligence, and computer vision and computer use APIs prove reliable enough to navigate screens.\nPayment and technology companies don’t deploy this capability widely because agentic fraud concerns intensify behind the scenes. This problem extends beyond theory—agentic fraud occurs now.\nStripe and Shopify build protocol layers rather than allowing agents to scrape existing checkout flows. The approach filters transactions, admitting only legitimate purchases initially. Given autonomous agent transaction capabilities, fraud patterns will evolve over time.\nRead Next:\nPhoto: Shutterstock\nThis content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.35.9","shortVersion":"4.35.9","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2586923074","isCrawlerRequest":true}